92 Locust St, Dover, NH 03820 Property Records

Strafford County and Dover City property record for 92 Locust St, Dover, NH 03820

Property Summary

Property Type	Apartments (5+ Units)
Details	built 1900
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Trust Names on File
Last Sale	$160,000 (Dec 1990)
Tax Bill	$19,546 (2025)
Deeds & Mortgages	Feb 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`DOVR M:09107 B:L`

Property Details

APN / Parcel Number

Primary APN	`DOVR M:09107 B:L`

Interior

Units	9 Units

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Concrete Block
Construction Type	Frame
Lot Area	10,890 sqft (0.25 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	92 LOCUST ST
City	DOVER
State	NH
Zip	03820-3722
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	CBD-M
Jurisdiction	DOVER CITY NH
Township / Civil Division	DOVER
Census Block Group	1
Census Block	1031
Census Tract	81300

Owner

92 Locust St, a residential property, is held in a trust since December 1990.

Source: Strafford County and Dover City records, as of July 28, 2026

Owner of Record	2 Trust Names on File
Mailing Address	282 MIDDLE ST, PORTSMOUTH, NH 03801-5147
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 27, 1990 · Amount on File
Deed Sale	Dec 27, 1990 · Amount on File
Deed Book / Page	1536 / 657
Record Updated	Sep 20, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOVER CITY NH
Property Address	90-92 LOCUST ST, DOVER, NH 03820
Document Number	0047330937
Instrument Date	Feb 14, 2020
Transaction Type	Mortgage
Record Updated	Mar 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	282 MIDDLE ST PORTSMOUTH NH 038015147, PORTSMOUTH, NH 03801-5147

Mortgage

Document Number	0047330937
Date	Feb 14, 2020
Book Page	004733/000937
Instrument	2286

Lender

Name	PEOPLE'S UNITED BK
Type	Bank
Address	325 STATE ST, PORTSMOUTH, NH 03801-4013

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 92 Locust St was $19,546, up 8.3% from the year before.

Source: Strafford County and Dover City assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Strafford County
Municipality	Dover City
Unified School District	Dover School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$19,546.00 (+8.31%)	$993,200 (-) Land $170,600 Building $822,600
2024	$18,046.00 (-2.84%)	$993,200 (-) Land $170,600 Building $822,600
2023	$18,573.00 (+8.1%)	$993,200 (+14.69%) Land $130,000 Building $863,200
2022	$17,181.00	$866,000 Land $130,000 Building $736,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 92 Locust St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1988)
Most Recent Claim	Jun 1988 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 92 Locust St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DOVER WATER DEPT serves 29,000 people · EPA ID NH0651010
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Breezeline Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20