92 Laurel Ridge Rd, Lowell, OH 45744 Property Records

Washington County property record for 92 Laurel Ridge Rd, Lowell, OH 45744

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,528 sqft · built 1968
Lot Size	0.49 acres (21,344 sqft)
Owner	Individual Name on Record
Last Sale	$268,000 (Apr 2024)
Tax Bill	$2,721 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Jul 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`010002116000`

Property Details

APN / Parcel Number

Primary APN	`010002116000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,528 sqft Living Area
1st Floor Area	1,528 sqft
Basement Area	1,456 sqft
Finished Basement	1,383 sqft
Unfinished Basement	73 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1994
Exterior Material	Brick
Construction Type	Brick
Roof Type	Hip
Roof Material	Shingle
Lot Area	21,344 sqft (0.49 acres)
Garage Type	Mixed
Garage Area	687 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Connected
Water Source	Private

Location & Zoning

Street Address	92 LAUREL RIDGE RD
City	LOWELL
State	OH
Zip	45744-7251
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	R9 T4 22 AC LOT 13 CAT CR .49 AC
Legal Subdivision	CATS CREEK ALLOTMENT
Legal Lot Number	13
Jurisdiction	WASHINGTON OH
Township / Civil Division	ADAMS
Census Block Group	3
Census Block	3042
Census Tract	21300

Owner

Source: Washington County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	92 LAUREL RIDGE RD, LOWELL, OH 45744-7251
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2024	Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING
Jul 11, 2019	Deed of Trust, Mortgage · Closed-End Mortgage SETTLERS BANK
Jan 5, 2022	Deed of Trust, Mortgage · Line of Credit SETTLERS BANK
Dec 6, 2021	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 10, 2024 · Amount on Record
Deed Sale	Apr 10, 2024 · Amount on Record
Prior Sale	Jan 22, 2016 · Amount on Record
Deed Document Number	20241901
Deed Book / Page	675 / 111
Prior Transfer Date	Aug 3, 2023
Prior Transfer Doc	0000004196
Record Updated	Sep 20, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON OH
Recording Date	Apr 10, 2024
Property Address	92 LAUREL RIDGE RD, LOWELL, OH 45744-7251
Document Number	000675/111
Book / Page	675 / 111
Map Reference	MB 378 PG 762
Instrument Date	Apr 5, 2024
Instrument	202400001901
Transaction Type	Transfer
Record Updated	May 16, 2024
Title Company	TITLE FIRST, TITLE FIRST AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	92 LAUREL RIDGE RD

Mortgage

Document Number	000675/113
Date	Apr 10, 2024
Book Page	675/113
Instrument	202400001902

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	18111 PRESTON RD STE 900, DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON OH
Property Address	92 LAUREL RIDGE RD, LOWELL, OH 45744
Transaction Type	Mortgage
Record Updated	Aug 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00639/2837
Date	Jul 11, 2019
Book Page	639/2837
Instrument	201900004048

Lender

Name	SETTLERS BANK
Type	Bank
Address	MARIETTA, OH 45750

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 6, 2039

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON OH
Property Address	92 LAUREL RIDGE RD, LOWELL, OH 45744
Transaction Type	Mortgage
Record Updated	Aug 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00659/1245
Date	Jan 5, 2022
Book Page	659/1245
Instrument	202200000084

Lender

Name	SETTLERS BANK
Type	Bank
Address	MARIETTA, OH 45750

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Dec 15, 2036

December 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	WASHINGTON OH
Recording Date	Dec 6, 2021
Property Address	92 LAUREL RIDGE RD, LOWELL, OH 45744
Document Number	00658/3326
Book / Page	658 / 3326
Instrument Date	Dec 1, 2021
Instrument	202100008607
Transaction Type	Transfer
Record Updated	Aug 26, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	92 LAUREL RIDGE RD, LOWELL, OH 45744

Tax Assessment & Valuation

Source: Washington County assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Washington County
County Subdivision	Adams Township
Unified School District	Fort Frye Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,721.00 (+28.11%) Homeowner's exemption	$93,550 (+31.43%) Land $5,540 Building $88,010	$267,290 (+31.42%) Land $15,840 Building $251,450
2024	$2,124.00 (+0.28%)	$71,180 (-) Land $4,360 Building $66,820
2022	$2,118.00	$71,180 Land $4,360 Building $66,820	$203,390 Land $12,470 Building $190,920

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	12 (1979–2005)
Claims Outside the SFHA	3 of 12
Most Recent Claim	Jan 2005 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Jan 2005 · 2 claims Severe Storms And Flooding, Sep 2004 · 3 claims Severe Storms, Flooding, And Tornadoes, Jun 1998 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL VILLAGE PWS serves 603 people · EPA ID OH8400312
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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