Morgan County property record for 92 Key Ln, Berkeley Springs, WV 25411
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,524 sqft · built 2016 |
| Lot Size | 0.983 acres (42,819 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $250,000 (May 2015) |
| Tax Bill | $1,324 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-2B-0017.0000 |
| Primary APN | 02-2B-0017.0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,524 sqft Living Area |
| 1st Floor Area | 3,036 sqft |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Modern |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 42,819 sqft (0.983 acres) |
| Terrain | Rolling |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 92 KEY LN |
|---|---|
| City | BERKELEY SPRINGS |
| State | WV |
| Zip | 25411-4127 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KEY ACRES S/D SEC 2 LOT 43 0.983 AC |
| Legal Subdivision | KEY ACRES S/D |
| Legal Lot Number | 43 |
| Jurisdiction | MORGAN WV |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 970800 |
Source: Morgan County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 92 KEY LN, BERKELEY SPRINGS, WV 25411-4127 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 20, 2015 · Amount on Record |
| Deed Sale | May 20, 2015 · Amount on Record |
| Deed Document Number | 2015825478 |
| Deed Book / Page | 254 / 22 |
| Record Updated | Oct 29, 2026 |
Source: Morgan County assessment roll, as of November 18, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Morgan County |
| Unified School District | Morgan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,324.00 (+9.78%) | $153,540 (+8.62%) Land $21,420 Building $132,120 | $255,900 (+8.62%) Land $35,700 Building $220,200 |
| 2025 | $1,206.00 (+12.61%) Homeowner's exemption | $141,360 (+11.24%) Land $19,620 Building $121,740 | $235,600 (+11.24%) Land $32,700 Building $202,900 |
| 2023 | $1,071.00 (+1.23%) Homeowner's exemption | $127,080 (+1%) Land $18,000 Building $109,080 | $211,800 (+1%) Land $30,000 Building $181,800 |
| 2022 | $1,058.00 Homeowner's exemption | $125,820 Land $18,000 Building $107,820 | $209,700 Land $30,000 Building $179,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 25, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 8 (1978–1996) |
| Claims Outside the SFHA | 4 of 8 |
| Most Recent Claim | Sep 1996 · Hurricane Fran And Associated Heavy Rains,flooding Highwind |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BERKELEY SPRINGS serves 3,526 people · EPA ID WV3303301 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Turbidity resolved · Apr 2018 |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected Jun 2019 |
| Monitoring and Reporting | 32 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Frontier.
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