Floyd County property record for 92 Joy Dr SW, Cave Spring, GA 30124
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,393 sqft · built 1969 |
| Lot Size | 4.7 acres (204,732 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $85,000 (Mar 1987) |
| Tax Bill | $2,162 (2026) |
| Flood Zone | Zone A (high risk) |
| APN | C17--004 |
| Primary APN | C17--004 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Plumbing Fixtures | 3 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,393 sqft Heated Area |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Exterior Material | Brick Veneer |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 204,732 sqft (4.7 acres) |
| Garage Area | 2,162 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 264 sqft |
| Shed | 1 Shed |
| Shed Area | 400 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 43042 |
|---|---|
| Street Address | 92 JOY DR SW |
| City | CAVE SPRING |
| State | GA |
| Zip | 30124-2129 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-R |
| Legal Description | OFF BLACKS BLUFF RD |
| Jurisdiction | FLOYD GA |
| Township / Civil Division | CAVE SPRING |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 2000 |
92 Joy Dr SW is owned and occupied by two individuals who bought it in March 1987.
Source: Floyd County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 92 JOY DR SW, CAVE SPRING, GA 30124-2129 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 9, 1987 · Amount on File |
| Deed Sale | Mar 9, 1987 · Amount on File |
| Prior Sale | Sep 3, 1982 · Amount on File |
| Deed Book / Page | 10260 / 62000 |
| Prior Transfer Date | Aug 12, 1975 |
| Prior Transfer Doc | 0648000001 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 92 Joy Dr SW was $2,162 with exemptions applied, down 17.9% from the year before.
Source: Floyd County assessment roll, as of January 12, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Floyd County |
| Unified School District | Floyd County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,162.00 (-17.89%) Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $2,633.00 (+2.53%) Homeowner's exemption Senior Citizen's exemption | $162,687 (+16.58%) Land $20,009 Building $142,678 | $406,716 (+16.58%) Land $50,022 Building $356,694 |
| 2024 | $2,568.00 (+32.37%) Homeowner's exemption Senior Citizen's exemption | $139,548 (+4.89%) Land $17,785 Building $121,763 | $348,870 (+4.89%) Land $44,462 Building $304,408 |
| 2023 | $1,940.00 (-3.24%) Homeowner's exemption Senior Citizen's exemption | $133,042 (+28.72%) Land $16,168 Building $116,874 | $332,605 (+28.72%) Land $40,420 Building $292,185 |
| 2022 | $2,005.00 Homeowner's exemption Senior Citizen's exemption | $103,360 Land $13,442 Building $89,918 | $258,400 Land $33,605 Building $224,795 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 92 Joy Dr SW in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective June 7, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 12 (1979–2022) |
| Claims Outside the SFHA | 6 of 12 |
| Most Recent Claim | Mar 2022 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 92 Joy Dr SW is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · above 92% of Georgia |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
May also be available: Spectrum.
4G LTE (outdoors only), no 5G reported
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