Jackson County property record for 92 Josephine St, Sylva, NC 28779
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,242 sqft · built 1955 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $106,500 (Jan 2019) |
| Tax Bill | $716 (2025) |
| Deeds & Mortgages | Jun 2023 Line of Credit Sep 2019 Refinance + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 7631-98-9616 |
| Primary APN | 7631-98-9616 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,242 sqft Heated Area |
| 1st Floor Area | 1,242 sqft |
| Flooring | Carpet |
| Interior Walls | Plywood |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,939 sqft (0.32 acres) |
| Garage Type | Carport |
| Garage Area | 528 sqft |
| Carport | Carport |
| Carport Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 160 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Street Address | 92 JOSEPHINE ST |
|---|---|
| City | SYLVA |
| State | NC |
| Zip | 28779-2514 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 RES DIS |
| Legal Description | LT 10,11 B C GRINDSTAFF |
| Legal Lot Number | 10-11 |
| Jurisdiction | JACKSON NC |
| Township / Civil Division | SYLVA |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 950300 |
Source: Jackson County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 131 LANDEAU CIR, SYLVA, NC 28779-9357 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 14, 2023 | Deed of Trust, Mortgage · Line of Credit HOMEBRIDGE FINANCIAL SERVICES INC |
| Sep 17, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance ENTEGRA BANK |
| Jan 30, 2019 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 30, 2019 · Amount on Record |
| Deed Sale | Jan 30, 2019 · Amount on Record |
| Deed Book / Page | 2230 / 1778 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON NC |
| Property Address | 92 JOSEPHINE ST, SYLVA, NC 28779-2514 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0023571898 |
|---|---|
| Date | Jun 14, 2023 |
| Book Page | 2357/1898 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | ISELIN, NJ 08830 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 6, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON NC |
| Property Address | 92 JOSEPHINE ST, SYLVA, NC 28779-2514 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0022471313 |
|---|---|
| Date | Sep 17, 2019 |
| Book Page | 2247/1313 |
| Name | ENTEGRA BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON NC |
| Recording Date | Jan 30, 2019 |
| Property Address | 92 JOSEPHINE ST, SYLVA, NC 28779-2514 |
| Document Number | 0022301778 |
| Book / Page | 2230 / 1778 |
| Instrument Date | Jan 18, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 131 LANDEAU CIR, SYLVA, NC 28779-9357 |
Source: Jackson County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Jackson County |
| Municipality | Sylva Town |
| Unified School District | Jackson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $188,436 (+48.74%) Land $37,440 Building $150,996 | |
| 2025 | $716.00 (+48.86%) | |
| 2023 | $481.00 | $126,690 Land $31,250 Building $95,440 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 8 (1991–2024) |
| Claims Outside the SFHA | 1 of 8 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 48% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MORNINGSTAR ASSISTED LIVING OF SYLVA private · serves 80 people · EPA ID NC0150157 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Also Mapped Here | TUCKASEIGEE WATER & SEWER AUTH |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures