Morgan County property record for 92 Jacoby Ln, Berkeley Springs, WV 25411
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,467 sqft · built 1953 |
| Lot Size | 0.268 acres (11,674 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $678 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-3A-0046.0000 |
| Primary APN | 02-3A-0046.0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,467 sqft Living Area |
| 1st Floor Area | 2,329 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 11,674 sqft (0.268 acres) |
| Lot Dimensions | 162 ft deep x 72 ft wide |
| Garage Area | 285 sqft |
| Porch | Porch |
| Porch Area | 287 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 92 JACOBY LN |
|---|---|
| City | BERKELEY SPRINGS |
| State | WV |
| Zip | 25411 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | JIMSTOWN ADDITION PT LOT 4 0.2678 AC PCL 47 CONS F/16 (0.4017) |
| Legal Subdivision | JIMSTOWN ADD |
| Legal Lot Number | 4 |
| Jurisdiction | MORGAN WV |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 970800 |
Source: Morgan County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 700 HARRISON AVE, BERKELEY SPRINGS, WV 25411-2108 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: Morgan County assessment roll, as of November 18, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Morgan County |
| Unified School District | Morgan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $678.00 (+9.35%) | $88,020 (+7.32%) Land $11,880 Building $76,140 | $146,700 (+7.32%) Land $19,800 Building $126,900 |
| 2025 | $620.00 (+18.77%) Homeowner's exemption | $82,020 (+14.2%) Land $11,880 Building $70,140 | $136,700 (+14.2%) Land $19,800 Building $116,900 |
| 2023 | $522.00 (+1.56%) Homeowner's exemption | $71,820 (+1.1%) Land $10,920 Building $60,900 | $119,700 (+1.1%) Land $18,200 Building $101,500 |
| 2022 | $514.00 Homeowner's exemption | $71,040 Land $10,920 Building $60,120 | $118,400 Land $18,200 Building $100,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 25, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 8 (1978–1996) |
| Claims Outside the SFHA | 4 of 8 |
| Most Recent Claim | Sep 1996 · Hurricane Fran And Associated Heavy Rains,flooding Highwind |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BERKELEY SPRINGS serves 3,526 people · EPA ID WV3303301 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Turbidity resolved · Apr 2018 |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected Jun 2019 |
| Monitoring and Reporting | 32 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Frontier.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures