92 Howe Ln, Freehold, NJ 07728 Property Records

Monmouth County and Freehold Township property record for 92 Howe Ln, Freehold, NJ 07728

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,783 sqft · built 1978
Lot Size	0.574 acres (24,999 sqft)
Owner	2 Individual Names on File
Last Sale	$449,900 (Sep 2015)
Tax Bill	$13,587 (2025)
Deeds & Mortgages	May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-00093-02-00027`

Property Details

APN / Parcel Number

Primary APN	`17-00093-02-00027`
Alternative APNs	`1700093000200027` `5134000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,783 sqft Living Area
1st Floor Area	1,463 sqft
Upper Floors Area	1,320 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Other
Lot Area	24,999 sqft (0.574 acres)
Lot Dimensions	200 ft deep x 125 ft wide
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	800 sqft
Porch	Open Porch
Patio Area	360 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	5134000
Street Address	92 HOWE LN
City	FREEHOLD
State	NJ
Zip	07728-3337
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-25
Legal Subdivision	HOWE LANE ESTATES
Legal Block	93.2
Legal Lot Number	27
Jurisdiction	MONMOUTH NJ
Township / Civil Division	FREEHOLD
Census Block Group	3
Census Block	3008
Census Tract	810600

Owner

92 Howe Ln is owned and occupied by two individuals who bought it in September 2015.

Source: Monmouth County and Freehold Township records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	92 HOWE LN, FREEHOLD, NJ 07728-3337
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2015 · Amount on File
Deed Sale	Sep 23, 2015 · Amount on File
Prior Sale	Jan 4, 2000 · Amount on File
Deed Document Number	201587821
Deed Book / Page	9132 / 5188
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	92 HOWE LN, FREEHOLD, NJ 07728-3337
Transaction Type	Mortgage
Record Updated	Jun 3, 2021
Title Company	EAST COAST TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0095104560
Date	May 12, 2021
Book Page	9510/4560
Instrument	2021077237

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 1, 2041

Tax Assessment & Valuation

The 2025 property tax bill for 92 Howe Ln was $13,587, up 5.3% from the year before.

Source: Monmouth County and Freehold Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Freehold Township
Secondary School District	Freehold Regional School District (09 - 12)
Elementary School District	Freehold Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$841,500 (+5.41%) Land $352,400 Building $489,100	$841,500 (+5.41%) Land $352,400 Building $489,100
2025	$13,587.00 (+5.28%)	$798,300 Land $322,400 Building $475,900	$798,300 Land $322,400 Building $475,900
2024	$12,905.00
2023		$684,100 Land $284,400 Building $399,700	$684,100 Land $284,400 Building $399,700
2022	$11,775.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 92 Howe Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 92 Howe Ln is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 57% of New Jersey
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FREEHOLD TWP WATER DEPT serves 29,831 people · EPA ID NJ1316001
Water Source	Purchased surface water from VEOLIA WATER NEW JERSEY MATCHAPONIX
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Optimum Cable · Fiber in parts of the area	940 / 35
T-Mobile Fixed Wireless	100 / 20