92 Houston Dr, Warwick, RI 02886 Property Records

Warwick City property record for 92 Houston Dr, Warwick, RI 02886

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 984 sqft · built 1969
Lot Size	0.228 acres (9,946 sqft)
Owner	Individual Name on Record
Last Sale	$216,000 (Jul 2019)
Tax Bill	$4,417 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Mar 2021 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`36902060000`

Property Details

APN / Parcel Number

Primary APN	`36902060000`
Alternative APNs	`WARW M:369 B:0206 L:0000` `106891`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	984 sqft Living Area
Gross Area	2,192 sqft
1st Floor Area	984 sqft
Basement Area	984 sqft
Unfinished Basement	720 sqft

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,946 sqft (0.228 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	106891
Street Address	92 HOUSTON DR
City	WARWICK
State	RI
Zip	02886-8113
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A7
Legal Block	206
Jurisdiction	WARWICK RI
Township / Civil Division	WARWICK
Census Block Group	2
Census Block	2050
Census Tract	21903

Owner

Source: Warwick City records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	92 HOUSTON DR, WARWICK, RI 02886-8113
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2026	Deed of Trust, Mortgage · Line of Credit TD BANK
Mar 3, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance SEACOAST MORTGAGE CORPORATION
Mar 24, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance TD BANK NA
Jul 3, 2019	Warranty Deed, Transfer · FHA Mortgage SEACOAST MORTGAGE CORPORATION
Jul 19, 2018	Tax Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 3, 2019 · Amount on Record
Deed Sale	Jul 3, 2019 · Amount on Record
Prior Sale	Jul 19, 2018 · Amount on Record
Deed Document Number	20198877
Deed Book / Page	9300 / 273
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARWICK RI
Recording Date	Jul 9, 2026
Property Address	92 HOUSTON DR, WARWICK, RI 02886-8113
Document Number	0000007993
Book / Page	10926 / 1
Instrument Date	May 29, 2026
Instrument	20267993
Transaction Type	Mortgage
Record Updated	Jul 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	92 HOUSTON DR, WARWICK, RI 02886-8113

Mortgage

Document Number	0000007993,
Date	Jul 9, 2026
Book Page	10926/1
Instrument	20267993

Lender

Name	TD BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARWICK RI
Property Address	92 HOUSTON DR, WARWICK, RI 02886-8113
Transaction Type	Mortgage
Record Updated	Apr 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	009766-326
Date	Mar 3, 2021
Book Page	9766/326
Instrument	4057

Lender

Name	SEACOAST MORTGAGE CORPORATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARWICK RI
Property Address	92 HOUSTON DR, WARWICK, RI 02886-8113
Transaction Type	Mortgage
Record Updated	Apr 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010298-183
Date	Mar 24, 2023
Book Page	10298/183
Instrument	2733

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2038

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARWICK RI
Recording Date	Jul 3, 2019
Property Address	92 HOUSTON DR, WARWICK, RI 02886-8113
Document Number	9300-273
Book / Page	9300 / 273
Instrument Date	Jul 2, 2019
Instrument	8877
Transaction Type	Transfer
Record Updated	Jun 4, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	8878
Date	Jul 3, 2019
Instrument	8878

Lender

Name	SEACOAST MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

July 2018: Tax Deed, Foreclosure

Document Type	Tax Deed
Jurisdiction	WARWICK RI
Recording Date	Jul 19, 2018
Property Address	92 HOUSTON DR, WARWICK, RI 02886-8113
Document Number	9094-305
Book / Page	009094 / 000305
Instrument Date	Jul 19, 2018
Instrument	10039
Transaction Type	Foreclosure
Record Updated	Aug 13, 2018

Transaction

Amount	Amount Recorded
Tax	$2.37
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	92 HOUSTON DR WARWICK RI 028868113, WARWICK, RI 02886-8113

Tax Assessment & Valuation

Source: Warwick City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Warwick City
Unified School District	Warwick School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,417.00 (+5.85%)	$347,800 (+18.26%) Land $115,600 Building $232,200
2024			$355,110
2023	$4,173.00 (+5.89%)	$294,100 (+39.78%) Land $96,800 Building $197,300
2022	$3,941.00	$210,400 Land $74,900 Building $135,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 55 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	55 in force
Nearby Flood Claims	11 (1978–2024)
Claims Outside the SFHA	4 of 11
Most Recent Claim	Mar 2024 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Mar 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARWICK-CITY OF serves 73,289 people · EPA ID RI1615627
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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