92 Hillcroft Ave, Worcester, MA 01606 Property Records

Worcester County and Worcester City property record for 92 Hillcroft Ave, Worcester, MA 01606

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,391 sqft · built 1905
Lot Size	0.271 acres (11,802 sqft)
Owner	2 Individual Names on File
Last Sale	$266,000 (Feb 2005)
Tax Bill	$5,040 (2026)
Deeds & Mortgages	Jan 2021 Line of Credit Dec 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-032-00032`

Property Details

APN / Parcel Number

Primary APN	`12-032-00032`
Alternative APN	`WORC M:12 B:032 L:00032`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,391 sqft Living Area
Gross Area	2,456 sqft
1st Floor Area	866 sqft
Basement Area	700 sqft
Unfinished Basement	700 sqft

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,802 sqft (0.271 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	12-032-00032
Street Address	92 HILLCROFT AVE
City	WORCESTER
State	MA
Zip	01606-2212
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL-7
Legal Block	32
Legal Lot Number	32
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	3
Census Block	3000
Census Tract	730300

Owner

92 Hillcroft Ave is owned and occupied by two individuals who bought it in February 2005.

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	92 HILLCROFT AVE, WORCESTER, MA 01606-2212
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2021	Deed of Trust, Mortgage · Line of Credit CORNERSTONE BANK
Dec 23, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF ENGLAND
Sep 27, 2017	Deed of Trust, Mortgage · Conventional with PMI NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 15, 2005 · Amount on File
Deed Sale	Feb 15, 2005 · Amount on File
Prior Sale	Dec 3, 2001 · Amount on File
Deed Document Number	200524080
Deed Book / Page	35704 / 268
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	92 HILLCROFT AVE, WORCESTER, MA 01606-2212
Transaction Type	Mortgage
Record Updated	Feb 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	64349-171
Date	Jan 29, 2021
Book Page	64349/171
Instrument	13829

Lender

Name	CORNERSTONE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Feb 1, 2041

Interest

Rate Type	Adjustable Rate

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	92 HILLCROFT AVE, WORCESTER, MA 01606-2212
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	64066-103
Date	Dec 23, 2020
Book Page	64066/103
Instrument	161186

Lender

Name	BANK OF ENGLAND

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	301 Months
Due	Jan 1, 2046

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	92 HILLCROFT AVE, WORCESTER, MA 01606-2212
Document Number	57838-295
Book / Page	057838 / 000295
Instrument Date	Sep 27, 2017
Transaction Type	Mortgage
Record Updated	Oct 24, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	57838-295
Date	Oct 4, 2017
Book Page	057838/000295
Instrument	155

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 3, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 92 Hillcroft Ave was $5,040, up 3% from the year before.

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,040.00 (+2.96%)	$379,500 (+2.26%) Land $124,700 Building $254,800	$407,174 (+0.09%)
2025	$4,895.00	$371,100 Land $118,800 Building $252,300	$406,790 (+20.08%)
2024			$338,770
2023	$4,531.00	$316,000 Land $103,300 Building $212,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 92 Hillcroft Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 92 Hillcroft Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 735 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Netafy, T-Mobile.

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