Pender County property record for 92 Harold Ct, Hampstead, NC 28443
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,555 sqft · built 2005 |
| Lot Size | 1.8 acres (78,408 sqft) |
| Owner | Individual Name on File |
| Last Sale | $400,000 (Jan 2006) |
| Tax Bill | $4,291 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage May 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 3292-48-7193-0000 |
| Primary APN | 3292-48-7193-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,555 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Foundation Type | Raised |
| Lot Area | 78,408 sqft (1.8 acres) |
| Porch | Porch |
|---|---|
| Porch Area | 158 sqft |
| Shed | 1 Shed |
| Shed Area | 192 sqft |
| Lean-To | 640 sqft |
| Pole Barn | 384 sqft |
| Heating System | Heat Pump |
|---|---|
| Heating Fuel | Electric |
| Account Number | 400884337 |
|---|---|
| Old Parcel Number | 3292 48 7193 0000 |
| Street Address | 92 HAROLD CT |
| City | HAMPSTEAD |
| State | NC |
| Zip | 28443-8247 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20C |
| Legal Description | L2,PB 30/142 FOREST SOUND |
| Legal Subdivision | FOREST SOUND #115 |
| Legal Lot Number | 2 |
| Jurisdiction | PENDER NC |
| Township / Civil Division | TOPSAIL |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 920202 |
Source: Pender County records · APN 3292-48-7193-0000
Assessment roll updated January 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 92 HAROLD CT, HAMPSTEAD, NC 28443-8247 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 14, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK |
| May 30, 2023 | Deed of Trust, Mortgage · Line of Credit FIRST BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 19, 2006 · Amount on Record |
| Deed Sale | Jan 19, 2006 · Amount on Record |
| Deed Document Number | 0002172866 |
| Deed Book / Page | 217 / 2866 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDER NC |
| Property Address | 92 HAROLD CT, HAMPSTEAD, NC 28443-8247 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0047762907 |
|---|---|
| Date | Jan 14, 2022 |
| Book Page | 4776/2907 |
| Name | FIRST BANK |
|---|---|
| Type | Bank |
| Address | GREENSBORO, NC 27401 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 01, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDER NC |
| Property Address | 92 HAROLD CT, HAMPSTEAD, NC 28443-8247 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|---|
| Address | 92 HAROLD CT, HAMPSTEAD, NC 28443-8247 |
| Document Number | 0048132297 |
|---|---|
| Date | May 30, 2023 |
| Book Page | 4813/2297 |
| Name | FIRST BANK |
|---|---|
| Type | Bank |
| Address | WILMINGTON, NC 28411 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Pender County records · Assessment roll updated January 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Pender County |
| Unified School District | Pender County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,291.00 (+20.7%) | $932,003 (+110.7%) Land $290,000 Building $642,003 | $932,003 (+110.7%) Land $290,000 Building $642,003 |
| 2023 | $442,338 (+6.89%) Land $146,880 Building $295,458 | $442,338 (+6.89%) Land $146,880 Building $295,458 | |
| 2022 | $3,555.00 | $413,818 Land $146,880 Building $266,938 | $413,818 Land $146,880 Building $266,938 |
Source: FEMA National Flood Hazard Layer as of January 17, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 259 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 259 in force |
| Nearby Flood Claims | 69 (1988–2026) |
| Claims Outside the SFHA | 24 of 69 |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Moderate above 45% of the US · above 66% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AT&T.
Based on FCC filings for 54 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HAMPSTEAD PINES private · serves 178 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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