Cuyahoga County property record for 92 Harnagy St, Berea, OH 44017
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,252 sqft · built 1936 |
| Lot Size | 0.231 acres (10,080 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $266,000 (Aug 2022) |
| Tax Bill | $5,197 (2025) |
| Deeds & Mortgages | Jul 2021 Line of Credit Aug 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 363-18-032 |
| Primary APN | 363-18-032 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,252 sqft Living Area |
| 1st Floor Area | 1,836 sqft |
| 2nd Floor Area | 416 sqft |
| Basement Area | 832 sqft |
| Year Built | Built 1936 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,080 sqft (0.231 acres) |
| Lot Dimensions | 168 ft deep x 60 ft wide |
| Garage Type | Detached |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 144 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 92 HARNAGY ST |
|---|---|
| City | BEREA |
| State | OH |
| Zip | 44017-2440 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF-B |
| Legal Description | 16 HARNAGY 0009 ALL |
| Legal Subdivision | HARNAGY |
| Legal Lot Number | 9 |
| Jurisdiction | CUYAHOGA OH |
| Township / Civil Division | BEREA |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 134206 |
Source: Cuyahoga County records, as of March 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 92 HARNAGY ST, BEREA, OH 44017-2440 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 22, 2021 | Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND |
| Aug 19, 2022 | Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Feb 12, 2018 | Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L ASSN/CLEVELAND |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 19, 2022 · Amount on Record |
| Deed Sale | Aug 19, 2022 · Amount on Record |
| Deed Document Number | 202208190224 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUYAHOGA OH |
| Property Address | 92 HARNAGY ST, BEREA, OH 44017-2440 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2026 |
| Title Company | THIRD CAPITAL TITLE NEO |
| Name | Verified Name |
|---|
| Document Number | 0000001020 |
|---|---|
| Date | Jul 22, 2021 |
| Instrument | 202107221020 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 19, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUYAHOGA OH |
| Recording Date | Aug 19, 2022 |
| Property Address | 92 HARNAGY ST, BEREA, OH 44017-2440 |
| Document Number | 0000000224 |
| Map Reference | VOL 91 PG 17 |
| Instrument Date | Aug 17, 2022 |
| Instrument | 202208190224 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2026 |
| Title Company | OHIO REAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 92 HARNAGY ST, BEREA, OH 44017-2440 |
| Document Number | 0000000225 |
|---|---|
| Date | Aug 19, 2022 |
| Instrument | 202208190225 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.62% |
| Type Change Date | Sep 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 10.6% |
| Index | Other |
| Margin | 3 |
| Max Rate | 10.6% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUYAHOGA OH |
| Property Address | 92 HARNAGY ST, BEREA, OH 44017-2440 |
| Document Number | 0002270062 |
| Instrument Date | Feb 12, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2018 |
| Title Company | AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 92 HAMAGY ST BEREA OH 44017, BEREA, OH 44017 |
| Document Number | 0002270062 |
|---|---|
| Date | Feb 27, 2018 |
| Instrument | 2270062 |
| Name | THIRD FED'L S&L ASSN/CLEVELAND |
|---|---|
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 26, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Cuyahoga County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Cuyahoga County |
| Municipality | Berea City |
| Unified School District | Berea City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,197.00 (+2.14%) Homeowner's exemption | $89,740 (-) Land $14,420 Building $75,320 | |
| 2024 | $5,088.00 (+14.65%) Homeowner's exemption | $89,740 (+39.63%) Land $14,420 Building $75,320 | $256,400 (+39.65%) Land $41,200 Building $215,200 |
| 2023 | $4,438.00 (+0.63%) Homeowner's exemption | $64,270 (-) Land $11,520 Building $52,750 | |
| 2022 | $4,410.00 Homeowner's exemption | $64,270 Land $11,520 Building $52,750 | |
| 2021 | $183,600 Land $32,900 Building $150,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEREA CITY PWS serves 18,789 people · EPA ID OH1800111 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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