92 Hambey Ln, Royal Oaks (Watsonville), CA 95076 Property Records

Monterey County property record for 92 Hambey Ln, Royal Oaks, CA 95076

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,520 sqft · built 1961
Lot Size14 acres (612,018 sqft)
Owner2 Individual Names on Record
Last Sale$1,150,000 (May 2025)
Tax Bill$7,938 (2025)
Deeds & MortgagesJun 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN127-253-034-000

Property Details

APN / Parcel Number

Primary APN127-253-034-000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms9 Rooms
Stories1 Story
Building Area1,520 sqft Living Area
1st Floor Area1,520 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 2025
Architectural StyleOther
Construction TypeWood
Lot Area612,018 sqft
Garage Area980 sqft
Parking Spaces4 Parking Spaces

Location & Zoning

Street Address92 HAMBEY LN
CityROYAL OAKS
StateCA
Zip95076-9142
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMP 18 BOLSA NUEVA Y MORO COJO RO LOT 27C EXC SUB 1 14 AC APRX
Legal SubdivisionMP 18 BOLSA NUEVA Y MORO COJO RO
Legal Block2
Legal Lot Number27C
JurisdictionMONTEREY CA
Township / Civil DivisionPAJARO
Census Block Group2
Census Block2003
Census Tract10202

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address92 HAMBEY LN, ROYAL OAKS, CA 95076-9142
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 27, 2025 · Amount on Record
Deed SaleMay 27, 2025 · Amount on Record
Prior SaleAug 28, 2024 · Amount on Record
Deed Document Number202517052
Prior Transfer DateSep 20, 1994
Prior Transfer Doc0000000059
Record UpdatedOct 29, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEREY CA
Recording DateJun 9, 2026
Property Address92 HAMBEY LN, ROYAL OAKS, CA 95076-9142
Document Number0000019584
Instrument DateJun 2, 2026
Instrument202619584
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property, 149
Address92 HAMBEY LN, ROYAL OAKS, CA 95076-9142
InvestorPossibly a Property Investor

Mortgage

Document Number0000019584,
DateJun 9, 2026
Instrument202619584
Lender
NameNEXERA HOLDING LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2056
Interest
Rate TypeFixed Rate
Rate6.37%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMonterey County
Unified School DistrictNorth Monterey County Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,173,000 (+65.21%) Land $510,000 Building $663,000
2025$7,938.00 (+1,864.85%)$710,000 (+3,532.83%) Land $500,000 Building $210,000
2023$404.00 (+2.54%) Homeowner's exemption$19,544 Land $11,906 Building $7,638
2022$394.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 73% of California
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 35
Razzolink
Fixed Wireless
500 / 250

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Hambey Ln

Nearby Streets

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