92 Gulfstream Dr, Middletown, NJ 07748 Property Records

Monmouth County and Middletown Township property record for 92 Gulfstream Dr, Middletown, NJ 07748

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,468 sqft · built 1961
Lot Size	0.242 acres (10,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$75,000 (May 2008)
Tax Bill	$8,309 (2025)
Deeds & Mortgages	Feb 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`32-00198-0000-00016`

Property Details

APN / Parcel Number

Primary APN	`32-00198-0000-00016`
Alternative APNs	`320019800016` `7315`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,468 sqft Living Area
1st Floor Area	1,468 sqft
Upper Floors Area	504 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	10,560 sqft (0.242 acres)
Lot Dimensions	132 ft deep x 80 ft wide
Parking Spaces	1 Parking Space
Patio Area	576 sqft

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	7315
Street Address	92 GULFSTREAM DR
City	MIDDLETOWN
State	NJ
Zip	07748-1005
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Subdivision	HARMONY GARDENS
Legal Block	198
Legal Lot Number	16
Jurisdiction	MONMOUTH NJ
Township / Civil Division	MIDDLETOWN
Census Block Group	3
Census Block	3008
Census Tract	800602

Owner

Source: Monmouth County and Middletown Township records, as of July 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	92 GULFSTREAM DR, MIDDLETOWN, NJ 07748-1005
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 16, 2008 · Amount on Record
Deed Sale	May 16, 2008 · Amount on Record
Prior Sale	Jul 8, 1996 · Amount on Record
Deed Document Number	200856415
Deed Book / Page	8722 / 6402
Last Transfer Date	Nov 22, 2017
Transfer Doc	0092727381
Record Updated	Sep 20, 2026

February 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Feb 8, 2018
Property Address	92 GULFSTREAM DR, MIDDLETOWN, NJ 07748-1005
Document Number	0000014917
Book / Page	009272 / 007381
Instrument Date	Nov 22, 2017
Instrument	14917
Transaction Type	Mortgage
Record Updated	Mar 21, 2018
Title Company	ALL PRO TITLE GROUP LLC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	92 GULFSTREAM DR MIDDLETOWN NJ 077481005, MIDDLETOWN, NJ 07748-1005

Mortgage

Document Number	120460
Date	Feb 8, 2018
Book Page	009262/009378
Instrument	120460

Lender

Name	SANTANDER BK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 7, 2033

Tax Assessment & Valuation

Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Middletown Township
Unified School District	Middletown Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$575,000 (+11.69%) Land $434,400 Building $140,600	$575,000 (+11.69%) Land $434,400 Building $140,600
2025	$8,309.00 (+10.43%)	$514,800 (+20.51%) Land $375,500 Building $139,300	$514,800 (+20.51%) Land $375,500 Building $139,300
2024	$7,524.00 (+2.09%)
2023		$427,200 Land $293,600 Building $133,600	$427,200 Land $293,600 Building $133,600
2022	$7,370.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (2010–2018)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Nov 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20