Clay County property record for 92 Grouse Ln, Warne, NC 28909
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 2,112 sqft · built 2000 |
| Lot Size | 3.1 acres (135,036 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $230,000 (Jul 2017) |
| Tax Bill | $1,096 (2026) |
| Deeds & Mortgages | Jul 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 543900392166 |
| Primary APN | 543900392166 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Building Area | 2,112 sqft Heated Area |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Lot Area | 135,036 sqft (3.1 acres) |
| Account Number | 615627000 |
|---|---|
| Street Address | 92 GROUSE LN |
| City | WARNE |
| State | NC |
| Zip | 28909-8601 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 4 QUAIL COVE SUB |
| Legal Subdivision | QUAIL COVE SUB |
| Legal Lot Number | 4 |
| Jurisdiction | CLAY NC |
| Township / Civil Division | BRASSTOWN |
| Census Block Group | 1 |
| Census Block | 1044 |
| Census Tract | 950202 |
92 Grouse Ln is owned and occupied by two individuals who bought it in July 2017.
Source: Clay County records, as of October 15, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 92 GROUSE LN, WARNE, NC 28909-8601 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 17, 2017 · Amount on File |
| Deed Sale | Jul 17, 2017 · Amount on File |
| Deed Document Number | 20171429 |
| Deed Book / Page | 412 / 23 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY NC |
| Recording Date | Jul 17, 2017 |
| Property Address | 92 GROUSE LN, WARNE, NC 28909-8601 |
| Document Number | 412/023 |
| Book / Page | 412 / 023 |
| Map Reference | CAB 2 SL 481 |
| Instrument Date | Jul 14, 2017 |
| Instrument | 2017001429 |
| Transaction Type | Transfer |
| Record Updated | Oct 1, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $460.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 92 GROUSE LN, WARNE, NC 28909-8601 |
| Document Number | 2017001430 |
|---|---|
| Date | Jul 17, 2017 |
| Instrument | 2017001430 |
| Name | NANTAHALA BANK & TRUST COMPANY |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 7, 2047 |
The 2026 property tax bill for 92 Grouse Ln was $1,096, up 8.5% from the year before.
Source: Clay County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Clay County |
| Unified School District | Clay County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,096.00 (+8.51%) | $321,400 (+65.84%) Land $46,000 Building $275,400 | $321,400 (+65.84%) Land $46,000 Building $275,400 |
| 2025 | $1,010.00 | $193,800 Land $38,700 Building $155,100 | $193,800 Land $38,700 Building $155,100 |
| 2023 | $910.00 | $193,800 Land $38,700 Building $155,100 | $193,800 Land $38,700 Building $155,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 92 Grouse Ln in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 4 (2013–2021) |
| Most Recent Claim | Aug 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 92 Grouse Ln is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · above 82% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Blue Ridge Mountain EMC Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
4G LTE (outdoors only), no 5G reported
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