92 Grays Cross Rd, Petal, MS 39465 Property Records

Forrest County property record for 92 Grays Cross Rd, Petal, MS 39465

Property Summary

Property TypeSingle Family Home
Details4 ba · 3,767 sqft · built 2020
Lot Size9.5 acres (413,820 sqft)
Owner2 Individual Names on File
Last Sale$352,450 (Mar 2026)
Tax Bill$5,093 (2025)
Deeds & MortgagesMar 2026 Mortgage
Apr 2024 Transfer
Flood ZoneZone X (minimal risk)
APN3-021I-32-004.00

Property Details

APN / Parcel Number

Primary APN3-021I-32-004.00
Alternative APNs
  • 119D-0000-032-054.00
  • 003760
  • 3760

Interior

Full Baths4 Baths
Building Area3,767 sqft Living Area
1st Floor Area3,767 sqft
FlooringLaminate Plank
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialShingles
Roof TypeHip
Roof MaterialAsphalt
Lot Area413,820 sqft (9.5 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number3760
Street Address92 GRAYS CROSS RD
CityPETAL
StateMS
Zip39465-9436
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBEG NWC NW1/4 NE1/4 E 660FT S 627FTW 660FT N 627FT TO BEG SEC B409 P246 R/S PREV #0632120
Legal Range12W
Legal Township05N
Legal Section32
Legal Block32
JurisdictionFORREST MS
Township / Civil Division3
Census Block Group3
Census Block3032
Census Tract10104

Owner

92 Grays Cross Rd is owned and occupied by two individuals who bought it in March 2026.

Source: Forrest County records, as of July 1, 2026

Owner of Record2 Individual Names on File
Mailing Address76 GRAYS CROSS RD, PETAL, MS 39465-9436
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 24, 2026Deed of Trust, Mortgage · Conventional Mortgage
PRIORITYONE BANK
Apr 23, 2024Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 24, 2026 · Amount on File
Deed SaleMar 24, 2026 · Amount on File
Prior SaleMay 22, 2025
Deed Document Number2026888031
Deed Book / Page1496 / 576
Prior Transfer DateMar 13, 2026
Prior Transfer Doc0000888031
Record UpdatedOct 29, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFORREST MS
Property Address92 GRAYS CROSS RD, PETAL, MS 39465-9436
Transaction TypeMortgage
Record UpdatedMay 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address517 HILLCREST LOOP, PETAL, MS 39465-2661

Mortgage

Document Number002626/654
DateMar 24, 2026
Book Page2626/654
Instrument888032
Lender
NamePRIORITYONE BANK
TypeBank
AddressHATTIESBURG, MS 39402
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2056

April 2024: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionFORREST MS
Recording DateApr 23, 2024
Property Address92 GRAYS CROSS RD, PETAL, MS 39465-9436
Document Number001446/294
Book / Page1446 / 294
Instrument DateFeb 1, 2024
Transaction TypeTransfer
Record UpdatedMar 9, 2026

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address5 ANNAPOLIS, HATTIESBURG, MS 39402-6617

Transferred To (Grantee/Buyer)

NameVerified Name
Address92 GRAYS CROSS RD, PETAL, MS 39465-9436

Tax Assessment & Valuation

The 2025 property tax bill for 92 Grays Cross Rd was $5,093 with a homeowner's exemption.

Source: Forrest County assessment roll, as of March 9, 2026

Property Jurisdictions

TypeName
StateMississippi
CountyForrest County
MunicipalityPetal City
Unified School DistrictPetal School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,093.00 Homeowner's exemption$29,688$295,840 Land $10,370 Building $285,470
2023$365.00 Homeowner's exemption$23,910 (-42.17%)$23,910 (-91.33%) Land $10,380 Building $13,530
2022$41,344$275,620 Land $10,470 Building $265,150

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 92 Grays Cross Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 92 Grays Cross Rd is high, ranking above 73% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 73% of the US · above 91% of Mississippi
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PETAL
serves 9,509 people · EPA ID MS0180011
Water SourceGroundwater
Last State InspectionJan 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35
defastlink
Fiber
1,000 / 1,000
C Spire Wireless
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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