92 Garfield Rd, Bristol, CT 06010 Property Records

Bristol City property record for 92 Garfield Rd, Bristol, CT 06010

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 871 sqft · built 1945
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$304,550 (May 2026)
Tax Bill	$4,423 (2025)
Deeds & Mortgages	May 2026 Line of Credit May 2026 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`BRIS M:47 L:41-0139840`

Property Details

APN / Parcel Number

Primary APN	`BRIS M:47 L:41-0139840`
Alternative APNs	`0139840` `139840`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	871 sqft Living Area
Gross Area	2,339 sqft
1st Floor Area	732 sqft
Attic	Attic
Attic Area	696 sqft
Basement Area	696 sqft
Unfinished Basement	696 sqft

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,970 sqft (0.16 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Account Number	139840
Street Address	92 GARFIELD RD
City	BRISTOL
State	CT
Zip	06010-5306
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Lot Number	41
Jurisdiction	BRISTOL CT
Township / Civil Division	BRISTOL
Census Block Group	2
Census Block	2013
Census Tract	405200

Owner

92 Garfield Rd is owned and occupied by an individual who bought it in May 2026.

Source: Bristol City records, as of June 25, 2026

Owner of Record	Individual Name on File
Mailing Address	92 GARFIELD RD, BRISTOL, CT 06010-5306
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 15, 2026	Deed of Trust, Mortgage · Line of Credit NATIONS DIRECT MORTGAGE, LLC
May 15, 2026	Warranty Deed, Transfer · Line of Credit NATIONS DIRECT MORTGAGE, LLC
May 15, 2026	Warranty Deed, Transfer · Line of Credit NATIONS DIRECT MORTGAGE, LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 15, 2026 · Amount on File
Deed Sale	May 15, 2026 · Amount on File
Prior Sale	Aug 16, 2012 · Amount on File
Deed Book / Page	2349 / 887
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRISTOL CT
Recording Date	May 15, 2026
Property Address	92 GARFIELD RD, BRISTOL, CT 06010-5306
Document Number	2349000908
Book / Page	2349 / 908
Instrument Date	May 14, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	92 GARFIELD RD, BRISTOL, CT 06010-5306

Mortgage

Document Number	002349-908,
Date	May 15, 2026
Book Page	2349/908

Lender

Name	NATIONS DIRECT MORTGAGE, LLC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jun 1, 2036

Interest

Rate	6.3%
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRISTOL CT
Recording Date	May 15, 2026
Property Address	92 GARFIELD RD, BRISTOL, CT 06010-5306
Document Number	2349000887
Book / Page	2349 / 887
Instrument Date	May 11, 2026
Transaction Type	Transfer
Record Updated	Jun 9, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	92 GARFIELD RD, BRISTOL, CT 06010-5306

Mortgage

Date	May 15, 2026

Lender

Name	NATIONS DIRECT MORTGAGE, LLC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months

Interest

Rate	6.46%
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRISTOL CT
Recording Date	May 15, 2026
Property Address	92 GARFIELD RD, BRISTOL, CT 06010-5306
Document Number	002349-887
Book / Page	2349 / 887
Instrument Date	May 11, 2026
Transaction Type	Transfer
Record Updated	Jun 25, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	92 GARFIELD RD, BRISTOL, CT 06010-5306

Mortgage

Date	May 15, 2026

Lender

Name	NATIONS DIRECT MORTGAGE, LLC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.46%
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 92 Garfield Rd was $4,423.

Source: Bristol City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Bristol City
Unified School District	Bristol School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,423.00	$131,040 Land $44,870 Building $86,170	$91,728 Land $31,409 Building $60,319
2024	$4,423.00 (+11.8%)
2023	$3,956.00 (+10.81%)	$130,340 (+4%) Land $44,870 Building $85,470
2022	$3,570.00	$93,100 Land $31,150 Building $61,950

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 92 Garfield Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 92 Garfield Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.2% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRISTOL WATER DEPARTMENT serves 52,079 people · EPA ID CT0170011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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