92 Fruit St, Bangor, ME 04401 Property Records

Penobscot County and Bangor City property record for 92 Fruit St, Bangor, ME 04401

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,470 sqft · built 1900
Lot Size0.17 acres (7,405 sqft)
OwnerIndividual on Record
Tax Bill$4,016 (2025)
Deeds & MortgagesAug 2022 Line of Credit
Jul 2022 Refinance
Flood ZoneZone X (minimal risk)
APNBANG M:053 L:190-A

Property Details

APN / Parcel Number

Primary APNBANG M:053 L:190-A
Alternative APNs
  • M:053 L:190=A
  • 328

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories2 Stories
Building Area1,470 sqft Living Area

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1994
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof MaterialAsphalt
Lot Area7,405 sqft (0.17 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Account Number328
Street Address92 FRUIT ST
CityBANGOR
StateME
Zip04401-4173
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeURD1
Legal Lot Number190-A
JurisdictionBANGOR ME
Township / Civil DivisionBANGOR
Census Block Group2
Census Block2006
Census Tract300

Owner

Source: Penobscot County and Bangor City assessment roll, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual on Record
Mailing Address92 FRUIT ST, BANGOR, ME 04401-4173
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 12, 2022Deed of Trust, Mortgage · Line of Credit
MAINE SAVINGS FEDERAL CREDIT UNION
Jul 20, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
MAINE SAVINGS FEDERAL CREDIT UNION

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBANGOR ME
Property Address92 FRUIT ST, BANGOR, ME 04401-4173
Transaction TypeMortgage
Record UpdatedAug 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0165820077
DateAug 12, 2022
Book Page16582/77
Instrument23159
Lender
NameMAINE SAVINGS FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBANGOR ME
Property Address92 FRUIT ST, BANGOR, ME 04401-4173
Transaction TypeMortgage
Record UpdatedAug 8, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0165550128
DateJul 20, 2022
Book Page16555/128
Instrument20650
Lender
NameMAINE SAVINGS FEDERAL CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueAug 1, 2037

Tax Assessment & Valuation

Source: Penobscot County and Bangor City assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountyPenobscot County
MunicipalityBangor City
Unified School DistrictBangor (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,016.00 (+2.76%)$226,900 (+7.69%) Land $25,900 Building $201,000
2024$3,908.00 (+10.61%)$210,700 (+14.2%) Land $24,600 Building $186,100$265,335
2023$3,533.00 (+13.2%)$184,500 (+20.59%) Land $24,600 Building $159,900
2022$3,121.00$153,000 Land $24,600 Building $128,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBANGOR WATER DISTRICT
serves 27,298 people · EPA ID ME0090110
Water SourceSurface water
Last State InspectionAug 2024
Lead8 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 813 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
GoNetspeed
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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