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92 Florence St, Springfield, MA 01105 Property Records

Hampden County and Springfield City property record for 92 Florence St, Springfield, MA 01105

Property Summary

Property TypeDuplex
Details4 bd · 2 ba · 2,128 sqft · built 1905
Lot Size0.164 acres (7,131 sqft)
OwnerIndividual Name on File
Last Sale$237,000 (Apr 2022)
Tax Bill$3,817 (2025)
Deeds & MortgagesApr 2024 Mortgage
Feb 2024 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNSPRI S:05200 P:0040

Property Details

APN / Parcel Number

Primary APNSPRI S:05200 P:0040
Alternative APN
  • 52000040

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms9 Rooms
Units2 Units
Stories2 Stories
Building Area2,128 sqft Living Area
1st Floor Area1,064 sqft

Exterior

Year BuiltBuilt 1905
Effective Year BuiltEffective 1905
Architectural StyleDuplex Single
Exterior MaterialAluminum/Vinyl
Lot Area7,131 sqft (0.164 acres)
Garage TypeDetached

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelGas

Location & Zoning

Account Number52000040
Street Address92 FLORENCE ST
CitySPRINGFIELD
StateMA
Zip01105-1510
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeR2
JurisdictionSPRINGFIELD MA
Township / Civil DivisionSPRINGFIELD
Census Block Group3
Census Block3002
Census Tract801902

Owner

Source: Hampden County and Springfield City records · APN SPRI S:05200 P:0040

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address92 FLORENCE ST, SPRINGFIELD, MA 01105-1510
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 12, 2024Deed of Trust, Mortgage · FHA Mortgage
SECRETARY HOUSING URBAN DEVELOPMENT
Feb 05, 2024Deed of Trust, Mortgage · FHA Mortgage
SECRETARY HOUSING URBAN DEVELOPMENT
Apr 19, 2022Warranty Deed, Transfer · FHA Mortgage
FINANCE AMERICA LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 19, 2022 · Amount on Record
Deed SaleApr 19, 2022 · Amount on Record
Prior SaleJan 10, 2005 · Amount on Record
Deed Document Number202223663
Deed Book / Page24506 / 467
Record UpdatedJun 08, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPRINGFIELD MA
Property Address92 FLORENCE ST, SPRINGFIELD, MA 01105-1510
Transaction TypeMortgage
Record UpdatedApr 26, 2024
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number025381-130
DateApr 12, 2024
Book Page25381/130
Instrument15485
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term337 Months
DueMay 01, 2052

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPRINGFIELD MA
Property Address92 FLORENCE ST, SPRINGFIELD, MA 01105-1510
Transaction TypeMortgage
Record UpdatedFeb 23, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number025311-376
DateFeb 05, 2024
Book Page25311/376
Instrument4968
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term337 Months
DueMar 01, 2052

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSPRINGFIELD MA
Recording DateApr 19, 2022
Property Address92 FLORENCE ST, SPRINGFIELD, MA 01105-1510
Document Number024506-467
Book / Page24506 / 467
Instrument DateApr 19, 2022
Instrument23663
Transaction TypeTransfer
Record UpdatedMay 06, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address92 FLORENCE ST, SPRINGFIELD, MA 01105-1510

Mortgage

Document Number0000023664
DateApr 19, 2022
Instrument23664
Lender
NameFINANCE AMERICA LLC
TypeSubprime Lender
Agreement
TypeFHA Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Hampden County and Springfield City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalitySpringfield City
Unified School DistrictSpringfield School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$3,817.00 (+70.1%)$243,400 (+84.95%) Land $25,700 Building $217,700
2023$2,244.00$131,600 Land $22,800 Building $108,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 7, 2023 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		1,000 / 75
AT&T
Fixed Wireless		100 / 20

Based on FCC filings for 599 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSPRINGFIELD WATER AND SEWER COMMISSION
serves 169,170 people
Water SourceSurface water
Last State InspectionOct 2025
Lead4 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
not recorded as resolved · Apr 2026
Total trihalomethanes
not recorded as resolved · Oct 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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