92 Emerald Rd, Rutland, MA 01543 Property Records

Worcester County and Rutland Town property record for 92 Emerald Rd, Rutland, MA 01543

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,624 sqft · built 2012
Lot Size	2.07 acres (90,169 sqft)
Owner	2 Individual Names on File
Last Sale	$305,500 (Jul 2012)
Tax Bill	$7,618 (2025)
Deeds & Mortgages	Aug 2024 Line of Credit Feb 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M:0036 L:B-5.17`

Property Details

APN / Parcel Number

Primary APN	`M:0036 L:B-5.17`
Alternative APN	`RUTL M:36 B:B L:5.17`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,624 sqft Living Area
Gross Area	4,152 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	90,169 sqft (2.07 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	92 EMERALD RD
City	RUTLAND
State	MA
Zip	01543-1535
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	JM SOUCY CONTRACTING INC
Legal Block	B
Legal Lot Number	5.17
Jurisdiction	RUTLAND MA
Township / Civil Division	RUTLAND
Census Block Group	2
Census Block	2005
Census Tract	721104

Owner

92 Emerald Rd is owned and occupied by two individuals who acquired it in February 2023.

Source: Worcester County and Rutland Town records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	92 EMERALD RD, RUTLAND, MA 01543-1535
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2024	Deed of Trust, Mortgage · Line of Credit LEADER BANK NA
Feb 3, 2023	Deed, Transfer
Nov 23, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2012 · Amount on File
Deed Sale	Jul 18, 2012 · Amount on File
Deed Book / Page	49300 / 49
Last Transfer Date	Feb 3, 2023
Transfer Doc	068797-344
Record Updated	Sep 20, 2026

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTLAND MA
Property Address	92 EMERALD RD, RUTLAND, MA 01543-1535
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	070881-184
Date	Aug 12, 2024
Book Page	70881/184
Instrument	64218

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

February 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	RUTLAND MA
Recording Date	Feb 3, 2023
Property Address	92 EMERALD RD, RUTLAND, MA 01543-1535
Document Number	068797-344
Book / Page	68797 / 344
Instrument Date	Feb 3, 2023
Instrument	10639
Transaction Type	Transfer
Record Updated	Feb 17, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	92 EMERALD RD, RUTLAND, MA 01543-1535

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTLAND MA
Property Address	92 EMERALD RD, RUTLAND, MA 01543-1535
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	63815-79
Date	Nov 23, 2020
Book Page	63815/79
Instrument	143838

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 92 Emerald Rd was $7,618, down 2.6% from the year before.

Source: Worcester County and Rutland Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Rutland Town
Unified School District	Wachusett School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,618.00 (-2.63%)	$535,000 (+1.4%) Land $99,200 Building $435,800	$548,815 (+1.83%)
2024	$7,824.00 (+9.6%)	$527,600 (+1.4%) Land $95,200 Building $432,400	$538,935
2023	$7,139.00	$520,300 Land $89,900 Building $430,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 92 Emerald Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 92 Emerald Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50

Cell Coverage

5G and 4G LTE (outdoors only)

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