92 Elm St, Morganton, NC 28655 Property Records

Burke County property record for 92 Elm St, Morganton, NC 28655

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,200 sqft · built 2002
Lot Size0.169 acres (7,405 sqft)
OwnerIndividual Name on Record
Last Sale$132,500 (May 2018)
Tax Bill$694 (2025)
Deeds & MortgagesMay 2018 Sale
Flood ZoneZone X (minimal risk)
APN1783523574

Property Details

APN / Parcel Number

Primary APN1783523574
Alternative APN
  • 56861

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,200 sqft Living Area
Gross Area1,600 sqft
1st Floor Area1,200 sqft
FlooringVinyl/Resilient

Exterior

Year BuiltBuilt 2002
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Foundation TypeConcrete
Roof MaterialAsphalt
Lot Area7,405 sqft (0.169 acres)
TerrainRolling
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Deck Area192 sqft
Patio Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number1783523574
Street Address92 ELM ST
CityMORGANTON
StateNC
Zip28655-4169
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMEDIUM INTENSITY DIST
Legal DescriptionLO2
JurisdictionBURKE NC
Township / Civil DivisionMORGANTON
Census Block Group3
Census Block3007
Census Tract21400

Owner

Source: Burke County records, as of September 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address92 ELM ST, MORGANTON, NC 28655-4169
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 4, 2018 · Amount on Record
Deed SaleMay 4, 2018 · Amount on Record
Deed Document Number0002346155
Deed Book / Page2346 / 155
Record UpdatedJun 8, 2026

May 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionBURKE NC
Recording DateMay 4, 2018
Property Address92 ELM ST, MORGANTON, NC 28655-4169
Document Number0023460155
Book / Page002346 / 000155
Instrument DateMay 4, 2018
Instrument15623
Transaction TypeTransfer
Record UpdatedMay 14, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$265.00
Additional
  • Notice of Default
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address92 ELM ST MORGANTON NC 286554169, MORGANTON, NC 28655-4169

Tax Assessment & Valuation

Source: Burke County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBurke County
MunicipalityMorganton City
Unified School DistrictBurke County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$694.00 (-0.14%)$232,509 (-) Land $27,880 Building $204,629$232,509 (-) Land $27,880 Building $204,629
2023$695.00$232,509 Land $27,880 Building $204,629$232,509 Land $27,880 Building $204,629

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 17 policies
Nearby Flood Policies17 in force
Nearby Flood Claims4 (2024)
Claims Outside the SFHA1 of 4
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MORGANTON
serves 27,221 people · EPA ID NC0112015
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Compas X-Stream
Cable
1,000 / 50

May also be available: Spectrum.

Nearby Properties on Elm St

Nearby Streets

Search Property Records by Address or Parcel Number