92 Elk Ln, Durango, CO 81301 Property Records

La Plata County property record for 92 Elk Ln, Durango, CO 81301

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,197 sqft · built 2005
Lot Size	1.08 acres (47,045 sqft)
Owner	Individual Name on Record
Last Sale	$255,000 (Jun 2017)
Tax Bill	$1,398 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5595-251-01-045`

Property Details

APN / Parcel Number

Primary APN	`5595-251-01-045`
Alternative APN	`R006825`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,197 sqft Living Area
1st Floor Area	1,197 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Modular
Lot Area	47,045 sqft
Deck Area	Deck Area
Patio Area	336 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R006825
Street Address	92 ELK LN
City	DURANGO
State	CO
Zip	81301-8317
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: ASPEN TRAILS #3 LOT: 23 ASPEN TRAILS SUB #3 92 ELK LN DURANGO 81301
Legal Subdivision	ASPEN TRAILS #3
Legal Block	2
Legal Lot Number	23
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO
Census Block Group	2
Census Block	2016
Census Tract	970706

Owner

Source: La Plata County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	92 ELK LN, DURANGO, CO 81301-8317
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2020	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 26, 2017	Warranty Deed, Transfer · FHA Mortgage PRIMARY RESIDENTIAL MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2017 · Amount on Record
Deed Sale	Jun 26, 2017 · Amount on Record
Prior Sale	Jul 8, 2005 · Amount on Record
Deed Document Number	20171130064
Prior Transfer Date	Aug 14, 2014
Prior Transfer Doc	0001086772
Record Updated	Sep 20, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	Jul 30, 2020
Property Address	92 ELK LN, DURANGO, CO 81301-8317
Document Number	0001174931
Map Reference	DOC 365411
Instrument Date	Jul 27, 2020
Instrument	1174931
Transaction Type	Transfer
Record Updated	Oct 21, 2022
Title Company	LAND TITLE GUARANTEE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$25.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	92 ELK LN, DURANGO, CO 81301-8317

Mortgage

Document Number	0001174932
Date	Jul 30, 2020
Instrument	1174932

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	Jun 26, 2017
Property Address	92 ELK LN, DURANGO, CO 81301-8317
Document Number	0001130064
Instrument Date	Jun 26, 2017
Instrument	1130064
Transaction Type	Transfer
Record Updated	Oct 21, 2022
Title Company	COLORADO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6000 COUNTY ROAD 203, DURANGO, CO 81301-7138

Mortgage

Document Number	0001130065
Date	Jun 26, 2017
Instrument	1130065

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84116

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$21,750 (-2.07%) Land $4,850 Building $16,900	$355,360 (-) Land $79,200 Building $276,160
2025	$1,398.00 (+47%)	$22,210 (+39.69%) Land $4,950 Building $17,260	$355,360 (+49.75%) Land $79,200 Building $276,160
2024	$951.00 (+18.28%)
2023	$804.00 (-17.96%)	$15,900 (-7.4%) Land $3,480 Building $12,420	$237,300 (-3.93%) Land $51,880 Building $185,420
2022	$980.00	$17,170 Land $3,800 Building $13,370	$247,010 Land $54,680 Building $192,330

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 90% of the US · above 94% of Colorado
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	60 / 5

Cell Coverage

No cell data coverage reported

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