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92 E Main St, Ayer, MA 01432 Property Records

Middlesex County and Ayer Town property record for 92 E Main St, Ayer, MA 01432 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms2 Baths
Year BuiltBuilt 1988
Square Footage1,933 sqft Living Area
Lot Size6,970 sqft (0.16 acres)
OccupancyOwner Occupied
Last Sale$470,000 (2023)
Tax Bill$5,374.00 (2025)

Property Details

APN / Parcel Number

Primary APNAYER M:034 B:0000 L:0070

Interior

Bedrooms5 Beds
Full Baths2 Baths
Total Rooms9 Rooms
Building Area1,933 sqft Living Area
Basement Area1,357 sqft Basement
Unfinished Basement1,357 sqft Unfinished
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1880
Effective Year BuiltEffective 1988
Architectural StyleConventional Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeStone Construction
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area6,970 sqft (0.16 acres)
Garage TypeDetached Garage

Utilities and HVAC

Heating SystemSteam Heating
Heating FuelOil Heating Fuel

Location & Zoning

Street Address92 E MAIN ST
CityAYER
StateMA
Zip01432-1834
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Lot Number70
JurisdictionAYER MA
Minor Civil DivisionAYER
Census Blockgroup4
Census Block4023
Census Tract325102

Owner

Source: Middlesex County and Ayer Town records · APN AYER M:034 B:0000 L:0070

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address92 E MAIN ST, AYER, MA 01432-1834
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 18, 2025Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
Oct 29, 2021Deed of Trust, Mortgage · Stand Alone Refinance
FIDELITY COOPERATIVE BANK
Sep 28, 2023Fiduciary Deed, Transfer · Stand Alone First Mortgage
MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Known Transactions
  • Last Sale Amount on Sep 28, 2023
  • Deed Sale Price on Sep 28, 2023
Deed Book / Page82044 / 349
Record RefreshedSep 20, 2026

July 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionAYER MA
Property Address92 E MAIN ST, AYER, MA 01432-1834
Transaction TypeMortgage
Record UpdatedNov 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number084377-257
DateJul 18, 2025
Book Page84377/257
Instrument84208
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2055

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionAYER MA
Property Address92 E MAIN ST, AYER, MA 01432-1834
Transaction TypeMortgage
Record UpdatedNov 20, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number079023-455
DateOct 29, 2021
Book Page79023/455
Instrument237103
Lender
NameFIDELITY COOPERATIVE BANK
TypeBank
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term361 Months
DueNov 01, 2051

September 2023: Fiduciary Deed, Transfer

Document TypeFiduciary Deed
JurisdictionAYER MA
Recording DateSep 28, 2023
Property Address92 E MAIN ST, AYER, MA 01432-1834
Document Number082044-349
Book / Page82044 / 349
Instrument DateSep 28, 2023
Instrument109842
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address216 TEMPLE ST, WEST ROXBURY, MA 02132-3807

Mortgage

Document Number0000109843
DateSep 28, 2023
Instrument109843
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Ayer Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionAyer Town
Unified School DistrictAyer-Shirley School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,374.00 (+15.99%)$449,300 (+20.46%) Land $133,300 Building $316,000$505,495 (+15.1%)
2024$439,185
2023$4,633.00$373,000 Land $124,600 Building $248,400

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