92 E First St, Crossville, TN 38555 Property Records

Cumberland County property record for 92 E First St, Crossville, TN 38555

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	1.5 ba · 1,885 sqft · built 1950
Lot Size	0.3 acres (13,100 sqft)
Owner	Individual Name on Record
Last Sale	$290,000 (Dec 2024)
Tax Bill	$1,102 (2018)
Deeds & Mortgages	Feb 2025 Mortgage May 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`018113C C 02701`

Property Details

APN / Parcel Number

Primary APN	`018113C C 02701`
Alternative APN	`113C C 02701`

Interior

Full Baths	1.5 Baths
Stories	1 Story
Building Area	1,885 sqft Total Area
1st Floor Area	4,086 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1957
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Rigid Frame Bar Joist
Roof Material	Built-Up Asphalt
Lot Area	13,100 sqft
Lot Dimensions	131 ft deep x 100 ft wide
Terrain	Rolling
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	92 E FIRST ST
City	CROSSVILLE
State	TN
Zip	38555-4558
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	DISTRICT: 01, COUNTY AREA: D01
Legal Subdivision	TOWN/CROSSVILLE
Jurisdiction	CUMBERLAND TN
Township / Civil Division	2
Census Block Group	4
Census Block	4062
Census Tract	970401

Owner

Source: Cumberland County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	92 E FIRST ST, CROSSVILLE, TN 38555-4558
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2025	Deed of Trust, Mortgage · Commercial Mortgage FIRST FARMERS AND COMMERCIAL BANK
May 5, 2023	Deed of Trust, Mortgage · Conventional Mortgage BANK OF LINCOLN COUNTY
Dec 30, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage FIRST FARMERS AND COMMERCIAL BANK
Feb 8, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 30, 2024 · Amount on Record
Deed Sale	Dec 30, 2024 · Amount on Record
Prior Sale	Feb 8, 2017 · Amount on Record
Deed Document Number	0001713191
Deed Book / Page	1713 / 191
Record Updated	Jun 8, 2026

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND TN
Property Address	92 E FIRST ST, CROSSVILLE, TN 38555-4558
Transaction Type	Mortgage
Record Updated	Jan 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	332 SNEAD DR, CROSSVILLE, TN 38558-8039

Mortgage

Document Number	0000030876
Date	Feb 12, 2025
Book Page	1716/218
Instrument	25030876

Lender

Name	FIRST FARMERS AND COMMERCIAL BANK
Type	Bank
Address	CROSSVILLE, TN 38557

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Feb 12, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND TN
Property Address	92 E FIRST ST, CROSSVILLE, TN 38555-4558
Transaction Type	Mortgage
Record Updated	Jan 16, 2026
Title Company	FIRST CLASS TITLE AGENCY, FIRST CROSSVILLE TTL CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005676
Date	May 5, 2023
Book Page	1670/1780
Instrument	23005676

Lender

Name	BANK OF LINCOLN COUNTY
Type	Bank
Address	FAYETTEVILLE, TN 37334

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Jun 5, 2028

December 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND TN
Recording Date	Dec 30, 2024
Property Address	92 E FIRST ST, CROSSVILLE, TN 38555-4558
Document Number	0000029334
Book / Page	1713 / 191
Map Reference	MB 1 PG 139
Instrument Date	Dec 30, 2024
Instrument	24029334
Transaction Type	Transfer
Record Updated	Jan 16, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,073.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	92 EAST FIRST ST, RIVERWATCH, TN 38583

Mortgage

Document Number	0000029335
Date	Dec 30, 2024
Instrument	24029335

Lender

Name	FIRST FARMERS AND COMMERCIAL BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Dec 30, 2029

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND TN
Recording Date	Feb 8, 2017
Property Address	92 E FIRST ST, CROSSVILLE, TN 38555-4558
Document Number	0000001592
Book / Page	001495 / 000215
Instrument Date	Feb 8, 2017
Instrument	1592
Transaction Type	Transfer
Record Updated	Feb 14, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$475.45
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	61 FLAMINGO DR CROSSVILLE TN 385555741, CROSSVILLE, TN 38555-5741

Tax Assessment & Valuation

Source: Cumberland County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Cumberland County
Municipality	Crossville City
Unified School District	Cumberland County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$56,000 (-) Land $20,000 Building $36,000
2024		$56,000 (-) Land $20,000 Building $36,000
2023		$56,000 (-) Land $20,000 Building $36,000
2022		$56,000 Land $20,000 Building $36,000	$140,000 (-) Land $50,000 Building $90,000
2021			$140,000 Land $50,000 Building $90,000
2018	$1,102.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2007

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 49% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CROSSVILLE WATER DEPT serves 32,985 people · EPA ID TN0000150
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Ben Lomand Rural Telephone Cooperative.

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