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92 E F St, Frostproof, FL 33843 Property Records

Polk County property record for 92 E F St, Frostproof, FL 33843

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,784 sqft · built 2023
Lot Size0.306 acres (13,325 sqft)
Owner2 Individual Names on File
Last Sale$38,000 (Jun 2023)
Tax Bill$3,676 (2025)
Deeds & MortgagesMay 2026 Mortgage
Jun 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN28-31-28-965102-000020

Property Details

APN / Parcel Number

Primary APN28-31-28-965102-000020

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,784 sqft Living Area
Gross Area2,204 sqft
1st Floor Area1,784 sqft

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeGable
Roof MaterialOther
Lot Area13,325 sqft (0.306 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area420 sqft
PorchUnfinished Open Porch
Porch Area400 sqft

Location & Zoning

Street Address92 E F ST
CityFROSTPROOF
StateFL
Zip33843-1705
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMARK WAY ESTATES PB 195 PG 19 LOT 2
Legal SubdivisionMARK WAY ESTATES
Legal Block2
Legal Lot Number2
JurisdictionPOLK FL
Township / Civil DivisionFROSTPROOF
Census Block Group2
Census Block2023
Census Tract15702

Owner

92 E F St is owned and occupied by two individuals who bought it in June 2023.

Source: Polk County records, as of September 28, 2026

Owner of Record2 Individual Names on File
Mailing Address92 E F ST, FROSTPROOF, FL 33843-1705
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 28, 2026Deed of Trust, Mortgage · FHA Mortgage
FIRST AMERICAN TITLE
Jun 13, 2023Warranty Deed, Transfer · FHA Mortgage
HOME SOLUTION LENDERS INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 13, 2023 · Amount on File
Deed SaleJun 13, 2023 · Amount on File
Deed Document Number2023138422
Deed Book / Page12727 / 171
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Recording DateMay 28, 2026
Property Address92 E F ST, FROSTPROOF, FL 33843-1705
Document Number0000126488
Book / Page14014 / 1238
Instrument DateMar 31, 2026
Instrument2026126488
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address92 E F ST, FROSTPROOF, FL 33843-1705

Mortgage

Document Number0000126488,
DateMay 28, 2026
Book Page14014/1238
Instrument2026126488
Lender
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term331 Months
DueDec 1, 2053
Interest
Rate6%
Max Rate-1%

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateJun 13, 2023
Property Address92 E F ST, FROSTPROOF, FL 33843-1705
Document Number0000138422
Book / Page12727 / 171
Map ReferenceMB 195 PG 19
Instrument DateJun 9, 2023
Instrument2023138422
Transaction TypeTransfer
Record UpdatedFeb 9, 2024
Title CompanyINSURED R/E TITLE SERVICES, INSURED RE TTL SVCS INC

Transaction

AmountAmount on Record
Tax$266.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1925 E EDGEWOOD DR STE 100, 100, LAKELAND, FL 33803-3480

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2650 HOLIDAY TRL, KISSIMMEE, FL 34746-4783

Mortgage

Document Number0012727172
DateJun 13, 2023
Instrument12727/172
Lender
NameHOME SOLUTION LENDERS INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term373 Months
DueJul 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 92 E F St was $3,676 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityFrostproof City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$236,940 (-1.45%) Land $27,983 Building $208,957$236,940 (-1.45%) Land $27,983 Building $208,957
2025$3,676.00$240,436 Land $27,983 Building $212,453$240,436 Land $27,983 Building $212,453

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 92 E F St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 92 E F St is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood0.06% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FROSTPROOF
serves 3,425 people · EPA ID FL6530627
Water SourceGroundwater
Last State InspectionDec 2023
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35

May also be available: T-Mobile.

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