92 E 18th St, Holland, MI 49423 Property Records

Ottawa County property record for 92 E 18th St, Holland, MI 49423

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,398 sqft · built 1907
Lot Size	0.111 acres (4,835 sqft)
Owner	2 Individual Names on Record
Last Sale	$264,000 (Oct 2022)
Tax Bill	$4,186 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Sep 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`70-16-32-206-007`

Property Details

APN / Parcel Number

Primary APN	`70-16-32-206-007`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,398 sqft Living Area
1st Floor Area	814 sqft
Basement Area	784 sqft
Unfinished Basement	768 sqft

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1907
Lot Area	4,835 sqft (0.111 acres)
Lot Dimensions	132 ft deep x 36.7 ft wide
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	92 E 18TH ST
City	HOLLAND
State	MI
Zip	49423-4220
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TNR
Legal Description	W 36 FT 8 INS OF LOT 4, BLK C, ALSO N 1/2 OF VAC ALLEY ADJ ON THE SOUTH CEDAR FLATS ADD SEC 32 T5N R15W
Legal Range	15W
Legal Township	05N
Legal Section	32
Legal Subdivision	SOUTH CEDAR FLATS ADD
Legal Block	206
Legal Lot Number	4
Jurisdiction	OTTAWA MI
Township / Civil Division	HOLLAND
Census Block Group	3
Census Block	3014
Census Tract	25800

Owner

Source: Ottawa County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	92 E 18TH ST, HOLLAND, MI 49423-4220
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2022	Warranty Deed, Transfer · Conventional Mortgage AAC CU
Sep 23, 2020	Deed of Trust, Mortgage · Line of Credit LAKE MICHIGAN CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 17, 2022 · Amount on Record
Deed Sale	Oct 17, 2022 · Amount on Record
Prior Sale	Jun 27, 2012 · Amount on Record
Deed Document Number	202236175
Prior Transfer Date	Dec 8, 2006
Prior Transfer Doc	5327/118
Record Updated	Oct 29, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Oct 17, 2022
Property Address	92 E 18TH ST, HOLLAND, MI 49423-4220
Document Number	20220036175
Map Reference	LB 111 PG 33
Instrument Date	Oct 14, 2022
Instrument	2022-0036175
Transaction Type	Transfer
Record Updated	Nov 1, 2022
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,980.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	92 E 18TH ST, 92, HOLLAND, MI 49423-4220

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	92 E 18TH ST, HOLLAND, MI 49423-4220

Mortgage

Document Number	20220036176
Date	Oct 17, 2022
Instrument	2022-0036176

Lender

Name	AAC CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	92 E 18TH ST, HOLLAND, MI 49423-4220
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20200041221
Date	Sep 23, 2020
Instrument	2020-0041221

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 15, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
Municipality	Holland City
Unified School District	Holland City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$127,500 (+4.94%)	$255,000 (+4.94%)
2025	$4,186.00 (+176.12%) Homeowner's exemption	$121,500 (+33.08%)	$243,000 (+33.08%)
2023		$91,300	$182,600
2022	$1,516.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLAND BOARD OF PUBLIC WORKS serves 49,687 people · EPA ID MI0003190
Water Source	Surface water
Last State Inspection	Sep 2024
Also Mapped Here	HOLLAND TOWNSHIP CONSOLIDATED
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Jan 2018
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Holland City Fiber Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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