92 Draper St, #94, Springfield, MA 01108 Property Records

Hampden County and Springfield City property record for 92 Draper St, #94, Springfield, MA 01108

Property Summary

Property Type	Duplex
Details	5 bd · 2 ba · 2,425 sqft · built 1920
Lot Size	0.115 acres (5,001 sqft)
Owner	2 Individual Names on File
Last Sale	$210,000 (Apr 2018)
Tax Bill	$5,279 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Apr 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:04080 P:0018`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:04080 P:0018`
Alternative APN	`40800018`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,425 sqft Living Area
1st Floor Area	1,196 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 2014
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Lot Area	5,001 sqft (0.115 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	40800018
Street Address	92 DRAPER ST, 94
City	SPRINGFIELD
State	MA
Zip	01108-2959
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R2
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	5
Census Block	5003
Census Tract	802601

Owner

92 Draper St, #94 is owned and occupied by two individuals who bought it in April 2018.

Source: Hampden County and Springfield City records, as of April 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	92 DRAPER ST, 94, SPRINGFIELD, MA 01108-2959
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 27, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Apr 6, 2018	Quit Claim Deed, Transfer · FHA Mortgage MORTGAGE NTWK
Jul 26, 2017	Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 6, 2018 · Amount on File
Deed Sale	Apr 6, 2018 · Amount on File
Prior Sale	Oct 26, 2017 · Amount on File
Deed Book / Page	22121 / 317
Transfer Doc	022121-317
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	92-94 DRAPER ST, SPRINGFIELD, MA 01108
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	023558-252
Date	Nov 27, 2020
Book Page	23558/252
Instrument	70418

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	337 Months
Due	Dec 1, 2048

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Apr 6, 2018
Property Address	92-94 DRAPER ST, SPRINGFIELD, MA 01108
Document Number	22121-317
Book / Page	022121 / 000317
Instrument Date	Mar 21, 2018
Instrument	774
Transaction Type	Transfer
Record Updated	Apr 24, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$976.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 DUBOIS ST INDIAN ORCHARD MA 011511943, INDIAN ORCHARD, MA 01151-1943

Mortgage

Document Number	22121-319
Date	Apr 6, 2018
Book Page	022121/000319
Instrument	775

Lender

Name	MORTGAGE NTWK
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 5, 2048

July 2017: Foreclosure

Document Type	Foreclosure
Jurisdiction	SPRINGFIELD MA
Recording Date	Jul 26, 2017
Property Address	92-94 DRAPER ST, SPRINGFIELD, MA 01108
Document Number	21780-150
Book / Page	021780 / 000150
Instrument Date	Jun 15, 2017
Instrument	42107
Transaction Type	Foreclosure
Record Updated	Aug 15, 2017

Transaction

Amount	Amount on Record
Tax	$461.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	PO BOX 809007 DALLAS TX 753809007, DALLAS, TX 75380-9007
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 92 Draper St, #94 was $5,279.

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,279.00	$336,700 Land $36,800 Building $299,900
2023	$4,535.00	$266,000 Land $35,100 Building $230,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 92 Draper St, #94 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 92 Draper St, #94 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 916 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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