92 Dekay Rd, Warwick, NY 10990 Property Records

Orange County and Warwick Town property record for 92 Dekay Rd, Warwick, NY 10990

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 2,032 sqft · built 2014
Lot Size	4 acres (174,240 sqft)
Owner	Individual Name on File
Tax Bill	$12,755 (2024)
Deeds & Mortgages	Dec 2025 Line of Credit Aug 2022 Refinance + 4 more
Flood Zone	Zone X (minimal risk)
APN	`41-1-54.11`

Property Details

APN / Parcel Number

Primary APN	`41-1-54.11`
Alternative APNs	`335489 41-1-54.11` `41-1-54.1`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	2,032 sqft Living Area
Gross Area	2,110 sqft
1st Floor Area	1,096 sqft
2nd Floor Area	936 sqft
Upper Floors Area	816 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	174,240 sqft (4 acres)
View / Lot	Rural
Garage Type	Detached
Garage Area	816 sqft
Parking Spaces	3 Parking Spaces
Porch	Covered Porch
Porch Area	560 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	41-1-54.1
Street Address	92 DEKAY RD
City	WARWICK
State	NY
Zip	10990-2821
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	00220
Legal Subdivision	MJJ BUILDERS 2
Legal Block	1
Legal Lot Number	54.11
Jurisdiction	ORANGE NY
Township / Civil Division	WARWICK
Census Block Group	3
Census Block	3015
Census Tract	14502

Owner

92 Dekay Rd is owned and occupied by an individual.

Source: Orange County and Warwick Town records, as of April 29, 2026

Owner of Record	Individual Name on File
Mailing Address	92 DEKAY RD, WARWICK, NY 10990-2821
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2025	Deed of Trust, Mortgage · Line of Credit JOVIA FINANCIAL FCU
Aug 23, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance JOVIA FINANCIAL CREDIT UNION
May 21, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance JOVIA FINANCIAL CREDIT UNION
Feb 5, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance RHMC FINANCIAL CORP
Oct 24, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance RHMC FINANCIAL CORP
Jan 24, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance WALDEN FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NY
Property Address	92 DEKAY RD, WARWICK, NY 10990-2821
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000081978
Date	Dec 30, 2025
Book Page	15833/453
Instrument	20250081978

Lender

Name	JOVIA FINANCIAL FCU

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	349 Months
Due	Jan 1, 2055

Interest

Rate Type	Adjustable Rate

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NY
Property Address	92 DEKAY RD, WARWICK, NY 10990-2821
Transaction Type	Mortgage
Record Updated	Sep 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000061595
Date	Aug 23, 2022
Book Page	15294/1094
Instrument	20220061595

Lender

Name	JOVIA FINANCIAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NY
Property Address	92 DEKAY RD, WARWICK, NY 10990-2821
Transaction Type	Mortgage
Record Updated	Jun 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20210033418
Date	May 21, 2021
Book Page	14965/1848
Instrument	20210033418

Lender

Name	JOVIA FINANCIAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NY
Property Address	92 DEKAY RD, WARWICK, NY 10990-2821
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008176
Date	Feb 5, 2019
Book Page	14522/1088
Instrument	20190008176

Lender

Name	RHMC FINANCIAL CORP

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NY
Property Address	92 DEKAY RD, WARWICK, NY 10990-2821
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000075445
Date	Oct 24, 2019
Book Page	14643/1878
Instrument	20190075445

Lender

Name	RHMC FINANCIAL CORP

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NY
Property Address	92 DEKAY RD, WARWICK, NY 10990-2821
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005559
Date	Jan 24, 2020
Book Page	14692/899
Instrument	20200005559

Lender

Name	WALDEN FEDERAL SAVINGS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	301 Months
Due	Feb 1, 2045

Tax Assessment & Valuation

Source: Orange County and Warwick Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Orange County
County Subdivision	Warwick Town
Unified School District	Warwick Valley Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$55,500 Land $16,500 Building $39,000	$660,700
2024	$12,755.00
2023		$55,500 (-) Land $16,500 Building $39,000	$600,000 (+17.3%) Land $178,378 Building $421,622
2022		$55,500 Land $16,500 Building $39,000	$511,500 Land $152,068 Building $359,432

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 92 Dekay Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (1984–2020)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Aug 2020 · other causes
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims Coastal Storms & Flooding, Apr 1984 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 92 Dekay Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Alteva of Warwick Fiber	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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