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92 Cove Dr, Mount Vernon, TX 75457 Property Records

Franklin County property record for 92 Cove Dr, Mount Vernon, TX 75457

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,912 sqft · built 1990
Lot Size0.757 acres (32,992 sqft)
OwnerIndividual Name on File
Tax Bill$9,254 (2025)
Deeds & MortgagesSep 2022 Mortgage
Oct 2017 Sale
APN02370-00000-00334-000000

Property Details

APN / Parcel Number

Primary APN02370-00000-00334-000000
Alternative APN
  • 7544

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,912 sqft Total Area

Exterior

Year BuiltBuilt 1990
Lot Area32,992 sqft (0.757 acres)
Lot Width531 ft Width
Garage Area624 sqft
PorchPorch
Porch Area592 sqft
Patio Area980 sqft

Location & Zoning

Account Number7544
Old Parcel Number023700000000334000000
Street Address92 COVE DR
CityMOUNT VERNON
StateTX
Zip75457-8188
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionAB 84 D COOTS LT 334 SNUG HARBOR LEASEHOLD STRUCTURAL ELEVATION ; 386.343
Legal SubdivisionSNUG HARBOR
Legal Lot Number334
JurisdictionFRANKLIN TX
Township / Civil DivisionMOUNT VERNON
Census Block Group3
Census Block3080
Census Tract950101

Owner

92 Cove Dr is owned by an individual who acquired it in September 2022.

Source: Franklin County records, as of March 9, 2026

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address2923 ROCHELLE RD, ROCKWALL, TX 75032-7135
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 21, 2022Vendor's Lien, Transfer · Conventional Mortgage
HIGHLANDS RESIDENTIAL MORTGAGE LTD
Oct 11, 2017Vendor's Lien, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 21, 2022
Deed SaleSep 21, 2022
Prior SaleOct 11, 2017
Deed Document Number166759
Deed Book / Page437 / 5
Record UpdatedJun 8, 2026

September 2022: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionFRANKLIN TX
Recording DateSep 21, 2022
Property Address92 COVE DR, MOUNT VERNON, TX 75457-8188
Document Number00000437/5
Book / Page437 / 5
Map ReferenceVOL D PG 95
Instrument DateSep 20, 2022
Instrument166759
Transaction TypeTransfer
Record UpdatedOct 10, 2022
Title CompanyNORTHEAST TX LAND TITLES INC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address206 CLUB DR, 206, MONROE, GA 30655-6316

Transferred To (Grantee/Buyer)

NameVerified Name
Address2923 ROCHELLE RD, ROCKWALL, TX 75032-7135

Mortgage

Document Number0000166760
DateSep 21, 2022
Instrument166760
Lender
NameHIGHLANDS RESIDENTIAL MORTGAGE LTD
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2052

October 2017: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionFRANKLIN TX
Recording DateOct 11, 2017
Property Address92 COVE DR, MOUNT VERNON, TX 75457-8188
Document Number00346/0835
Book / Page346 / 0835
Map ReferenceVOL D PG 95
Instrument DateOct 11, 2017
Instrument149777
Transaction TypeTransfer
Record UpdatedJan 14, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2835 MIRA VISTA LN, ROCKWALL, TX 75032-5478

Tax Assessment & Valuation

The 2025 property tax bill for 92 Cove Dr was $9,254.

Source: Franklin County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateTexas
CountyFranklin County
Unified School DistrictMount Vernon Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,254.00$720,910 Land $401,550 Building $361,310$762,860 Land $401,550 Building $361,310
2023$553,390 Land $318,600 Building $234,790$553,390 Land $318,600 Building $234,790
2021$6,018.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 92 Cove Dr; there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2015)
Most Recent ClaimDec 2015 · Severe Winter Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 92 Cove Dr is moderate, ranking above 44% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 44% of the US · lower than 82% of Texas
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCYPRESS SPRINGS SUD N PLANT 1 & NE PLANT
serves 13,698 people · EPA ID TX0800003
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2019
Haloacetic acids
resolved · Jan 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Peoples Communications
Fiber · Fixed Wireless in parts of the area		1,000 / 1,000

May also be available: Nextlink, Optimum.

Cell Coverage

5G and 4G LTE (outdoors only)

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