Clinton County property record for 92 Cottage Ln, Mill Hall, PA 17751
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,550 sqft · built 1947 |
| Lot Size | 1.4 acres (60,984 sqft) |
| Owner | Individual Name on File |
| Last Sale | $272,000 (Aug 2023) |
| Tax Bill | $1,773 (2026) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage Sep 2022 Sale & Line of Credit + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 01-01-0035 |
| Primary APN | 01-01-0035 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,550 sqft Living Area |
| Gross Area | 4,238 sqft |
| 1st Floor Area | 1,092 sqft |
| Attic | Attic |
| Attic Area | 1,092 sqft |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1947 |
| Architectural Style | Conventional |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 60,984 sqft (1.4 acres) |
| Garage Area | 690 sqft |
| Cooling System | None |
|---|
| Account Number | 01-01-0035 |
|---|---|
| Street Address | 92 COTTAGE LN |
| City | MILL HALL |
| State | PA |
| Zip | 17751-8651 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | 35, 36 & 37 |
| Jurisdiction | CLINTON PA |
| Township / Civil Division | BALD EAGLE |
| Census Block Group | 4 |
| Census Block | 4010 |
| Census Tract | 30200 |
92 Cottage Ln is owned and occupied by an individual who bought it in August 2023.
Source: Clinton County records, as of April 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 92 COTTAGE LN, MILL HALL, PA 17751-8651 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 28, 2023 | Deed, Transfer · Conventional Mortgage KIND LENDING LLC |
| Sep 2, 2022 | Deed, Transfer · Line of Credit NORTHWEST BANK |
| Jul 29, 2022 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 28, 2023 · Amount on File |
| Deed Sale | Aug 28, 2023 · Amount on File |
| Prior Sale | Sep 2, 2022 · Amount on File |
| Deed Document Number | 20232742 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CLINTON PA |
| Recording Date | Aug 28, 2023 |
| Property Address | 92 COTTAGE LN, MILL HALL, PA 17751-8651 |
| Document Number | 0202302742 |
| Instrument Date | Aug 14, 2023 |
| Instrument | 2023-02742 |
| Transaction Type | Transfer |
| Record Updated | Apr 20, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,720.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 92 COHAGE LN, MILL HALL, PA 17751 |
| Document Number | 0202302743 |
|---|---|
| Date | Aug 28, 2023 |
| Instrument | 2023-02743 |
| Name | KIND LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | SANTA ANA, CA 92707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CLINTON PA |
| Recording Date | Sep 2, 2022 |
| Property Address | 92 COTTAGE LN, MILL HALL, PA 17751-8651 |
| Document Number | 0202203650 |
| Map Reference | MB 120 PG 25 |
| Instrument Date | Sep 1, 2022 |
| Instrument | 2022-03650 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,300.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 276 SUN VALLEY RD, MILL HALL, PA 17751-9244 |
| Document Number | 0202203651 |
|---|---|
| Date | Sep 2, 2022 |
| Instrument | 2022-03651 |
| Name | NORTHWEST BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | CLINTON PA |
| Recording Date | Jul 29, 2022 |
| Property Address | 92 COTTAGE LN, MILL HALL, PA 17751-8651 |
| Document Number | 0202203173 |
| Map Reference | MB 120 PG 25 |
| Instrument Date | Jul 28, 2022 |
| Instrument | 2022-03173 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $700.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 360 COTTAGE LN, MILL HALL, PA 17751-8655 |
| Investor | Possibly a Property Investor |
The 2026 property tax bill for 92 Cottage Ln was $1,773 with a homeowner's exemption.
Source: Clinton County assessment roll, as of April 20, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Clinton County |
| County Subdivision | Bald Eagle Township |
| Unified School District | Keystone Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,773.00 Homeowner's exemption | $82,300 Land $15,600 Building $66,700 | |
| 2023 | $1,624.00 | $82,300 Land $15,600 Building $66,700 | |
| 2008 | $82,300 Land $15,600 Building $66,700 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 92 Cottage Ln in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 30 policies |
| Nearby Flood Policies | 30 in force |
| Nearby Flood Claims | 120 (1978–2026) |
| Claims Outside the SFHA | 17 of 120 |
| Most Recent Claim | Sep 2026 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 92 Cottage Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| River Valley Internet Fixed Wireless | 100 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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