92 Co Rd 246, Durango, CO 81301 Property Records

La Plata County property record for 92 Co Rd 246, Durango, CO 81301

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,341 sqft · built 1970
Lot Size	6.16 acres (268,765 sqft)
Owner	2 Individual Names on Record
Last Sale	$218,700 (Apr 2021)
Tax Bill	$3,572 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Apr 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`5671-031-00-233`

Property Details

APN / Parcel Number

Primary APN	`5671-031-00-233`
Alternative APN	`R423323`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,341 sqft Living Area
Gross Area	4,205 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Conventional
Lot Area	268,765 sqft
Garage Type	Attached
Garage Area	864 sqft

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	139 sqft
Deck Area	Deck Area
Patio Area	345 sqft

Utilities, Heating & Cooling

Heating System	Radiant
Heating Fuel	Electric

Location & Zoning

Account Number	R423323
Street Address	92 COUNTY ROAD 246
City	DURANGO
State	CO
Zip	81301-8447
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TR A-R COLVIG BA PROJ #2000-255 07/23/01 92 CR 246 DURANGO 81301
Legal Subdivision	DURANGO
Legal Tract	A
Legal Block	2
Legal Lot Number	A-R
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO
Census Block Group	2
Census Block	2014
Census Tract	970703

Owner

Source: La Plata County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	92 COUNTY ROAD 246, DURANGO, CO 81301-8447
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage ALLY BANK
Apr 16, 2021	Special Warranty Deed, Transfer · Commercial Mortgage FIRST SOUTHWEST BANK
Sep 7, 2017	Deed of Trust, Mortgage · Line of Credit FIRST SOUTHWEST BANK
Jul 27, 2020	Deed of Trust, Construction Loan · Construction Mortgage BANK OF CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2021 · Amount on Record
Deed Sale	Apr 16, 2021 · Amount on Record
Prior Sale	Sep 13, 2007 · Amount on Record
Deed Document Number	20211190649
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	92 COUNTY ROAD 246, DURANGO, CO 81301-8447
Transaction Type	Mortgage
Record Updated	Sep 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001198529
Date	Sep 1, 2021
Instrument	1198529

Lender

Name	ALLY BANK
Type	Bank
Address	CHARLOTTE, NC 28202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

April 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	Apr 16, 2021
Property Address	92 COUNTY ROAD 246, DURANGO, CO 81301-8447
Document Number	0001190649
Map Reference	DOC 809846
Instrument Date	Apr 13, 2021
Instrument	1190649
Transaction Type	Transfer
Record Updated	May 12, 2021
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$21.87
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	92 COUNTY ROAD 246, DURANGO, CO 81301-8447

Mortgage

Document Number	0001190650
Date	Apr 16, 2021
Instrument	1190650

Lender

Name	FIRST SOUTHWEST BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 15, 2036

Interest

Rate Type	Adjustable Rate

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	92 COUNTY ROAD 246, DURANGO, CO 81301-8447
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001133223
Date	Sep 7, 2017
Instrument	1133223

Lender

Name	FIRST SOUTHWEST BANK
Type	Bank
Address	PAGOSA SPRINGS, CO 81147

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	238 Months
Due	Jul 1, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Recording Date	Jul 27, 2020
Property Address	92 COUNTY ROAD 246, DURANGO, CO 81301-8447
Document Number	0001174652
Instrument Date	Jul 22, 2020
Instrument	1174652
Transaction Type	Construction Loan
Record Updated	Aug 11, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	92 COUNTY ROAD 246 DURANGO CO 813018447, DURANGO, CO 81301-8447

Mortgage

Document Number	0001174652
Date	Jul 27, 2020
Instrument	1174652

Lender

Name	BANK OF CO
Type	Bank
Address	DURANGO, CO 81301

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 26, 2050

Tax Assessment & Valuation

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$61,440 (+0.97%) Land $18,330 Building $43,110	$973,580 (-) Land $290,520 Building $683,060
2025	$3,572.00 (+26.04%)	$60,850 (+19.38%) Land $18,160 Building $42,690	$973,580 (+27.98%) Land $290,520 Building $683,060
2024	$2,834.00 (+20.03%)
2023	$2,361.00 (+15.23%)	$50,970 (+16.88%) Land $15,500 Building $35,470	$760,750 (+21.24%) Land $231,280 Building $529,470
2022	$2,049.00	$43,610 Land $12,240 Building $31,370	$627,450 Land $176,130 Building $451,320

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (2002–2013)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Sep 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 88% of the US · above 92% of Colorado
Wildfire Likelihood	0.7% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	60 / 5
AlignTec Fixed Wireless	25 / 25

May also be available: Visionary Broadband.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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