Scott County property record for 92 Clover Rdg, Benton, MO 63736
| Property Type | Single Family Home |
|---|---|
| Details | 1,597 sqft · built 1989 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $850 (2025) |
| Deeds & Mortgages | Jan 2020 Line of Credit Sep 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-3.0-05.00-000-000-001.10 |
| Primary APN | 08-3.0-05.00-000-000-001.10 |
|---|
| Building Area | 1,597 sqft Living Area |
|---|
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Lot Area | 43,560 sqft (1 acres) |
| Lot Dimensions | 231 ft deep x 200 ft wide |
| Street Address | 92 CLOVER RDG |
|---|---|
| City | BENTON |
| State | MO |
| Zip | 63736-8126 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT NE1/4 200.29 X 231.46 I |
| Legal Range | 14E |
| Legal Township | 28N |
| Legal Section | 05 |
| Jurisdiction | SCOTT MO |
| Township / Civil Division | MORELAND |
| Census Block Group | 1 |
| Census Block | 1066 |
| Census Tract | 781000 |
Source: Scott County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2243 STATE HWY E, SCOTT CITY, MO 63780-9193 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 30, 2020 | Deed of Trust, Mortgage · Line of Credit FIRST MISSOURI STATE BANK OF CAPE COUNTY |
| Sep 20, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIRST MISSOURI STATE BANK OF CAPE COUNTY |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT MO |
| Property Address | 92 CLOVER RDG, BENTON, MO 63736-8126 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2020 |
| Name | Verified Name |
|---|
| Document Number | 2020/396 |
|---|---|
| Date | Jan 30, 2020 |
| Book Page | 2020/396 |
| Instrument | 20200396 |
| Name | FIRST MISSOURI STATE BANK OF CAPE COUNTY |
|---|---|
| Type | Bank |
| Address | CAPE GIRARDEAU, MO 63703 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jan 27, 2025 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT MO |
| Property Address | 92 CLOVER RDG, BENTON, MO 63736-8126 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2019 |
| Title Company | GUARDIAN LAND TITLE |
| Name | Verified Name |
|---|
| Document Number | 2019/3830 |
|---|---|
| Date | Sep 20, 2019 |
| Book Page | 2019/3830 |
| Instrument | 20193830 |
| Name | FIRST MISSOURI STATE BANK OF CAPE COUNTY |
|---|---|
| Type | Bank |
| Address | CAPE GIRARDEAU, MO 63703 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2049 |
Source: Scott County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Scott County |
| Unified School District | Scott County R-IV School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $18,920 (-) | ||
| 2025 | $850.00 | $18,920 (+11.62%) | $99,590 (+11.66%) Land $6,000 Building $93,590 |
| 2023 | $16,950 | $89,190 Land $6,000 Building $83,190 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 52 (1979–2016) |
| Claims Outside the SFHA | 6 of 52 |
| Most Recent Claim | Jan 2016 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCOTT COUNTY PWSD 4 serves 3,150 people · EPA ID MO4021566 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoSEMO Fiber | 1,000 / 1,000 |
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