Mitchell County property record for 92 Cliff Buchanan Rd, Spruce Pine, NC 28777
| Property Type | Single Family Home |
|---|---|
| Details | 1,024 sqft · built 1934 |
| Lot Size | 7.25 acres (315,810 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $160,000 (Jul 2020) |
| Tax Bill | $1,219 (2026) |
| Deeds & Mortgages | Jul 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0779-00-88-3671 |
| Primary APN | 0779-00-88-3671 |
|---|---|
| Alternative APN |
|
| Total Rooms | 5 Rooms |
|---|---|
| Stories | 1 Story |
| Building Area | 1,024 sqft Total Area |
| Year Built | Built 1934 |
|---|---|
| Effective Year Built | Effective 1934 |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Lot Area | 315,810 sqft (7.25 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 555782697 |
|---|---|
| Street Address | 92 CLIFF BUCHANAN RD |
| City | SPRUCE PINE |
| State | NC |
| Zip | 28777-6101 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1154 |
| Legal Subdivision | VERDIE WOODY BUCHANAN PROPERTY |
| Jurisdiction | MITCHELL NC |
| Township / Civil Division | GRASSY CREEK |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 950400 |
92 Cliff Buchanan Rd is owned and occupied by two individuals who bought it in July 2020.
Source: Mitchell County records, as of September 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 92 CLIFF BUCHANAN RD, SPRUCE PINE, NC 28777-6101 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 29, 2020 · Amount on File |
| Deed Sale | Jul 29, 2020 · Amount on File |
| Deed Document Number | 20201239 |
| Deed Book / Page | 615 / 682 |
| Prior Transfer Date | Jun 11, 2013 |
| Prior Transfer Doc | 536/884 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MITCHELL NC |
| Recording Date | Jul 29, 2020 |
| Property Address | 92 CLIFF BUCHANAN RD, SPRUCE PINE, NC 28777-6101 |
| Document Number | 615/682 |
| Book / Page | 615 / 682 |
| Map Reference | MB 3 PG 367 |
| Instrument Date | Jul 29, 2020 |
| Instrument | 2020001239 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $320.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 896, SPRUCE PINE, NC 28777-0896 |
| Name | Verified Name |
|---|---|
| Address | 92 CLIFF BUCHANAN RD, SPRUCE PINE, NC 28777-6101 |
| Document Number | 2020001240 |
|---|---|
| Date | Jul 29, 2020 |
| Instrument | 2020001240 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
The 2026 property tax bill for 92 Cliff Buchanan Rd was $1,219.
Source: Mitchell County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mitchell County |
| Unified School District | Mitchell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,219.00 | $190,600 (-) Land $75,000 Building $115,600 | |
| 2025 | $1,219.00 | $190,600 Land $75,000 Building $115,600 | |
| 2023 | $1,200.00 | $190,600 Land $75,000 Building $115,600 | $190,600 Land $75,000 Building $115,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 92 Cliff Buchanan Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective May 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (2004–2024) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 92 Cliff Buchanan Rd is moderate, ranking above 47% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · above 68% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zito Media Fiber · Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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