92 Chapel St, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 92 Chapel St, Chicopee, MA 01020

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 935 sqft · built 1939
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$45,000 (Jul 1996)
Tax Bill	$3,286 (2026)
Deeds & Mortgages	Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`365-00029`

Property Details

APN / Parcel Number

Primary APN	`365-00029`
Alternative APN	`CHIC M:0365 P:00029`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	935 sqft Living Area
Gross Area	2,358 sqft
1st Floor Area	748 sqft
Attic	Attic
Attic Area	748 sqft
Basement Area	748 sqft
Unfinished Basement	748 sqft

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,000 sqft (0.138 acres)
Garage Type	Carport
Carport	Carport

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	365-00029
Street Address	92 CHAPEL ST
City	CHICOPEE
State	MA
Zip	01020-1502
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	6
Jurisdiction	CHICOPEE MA
Township / Civil Division	CHICOPEE
Census Block Group	3
Census Block	3005
Census Tract	811200

Owner

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	92 CHAPEL ST, CHICOPEE, MA 01020-1502
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 1996 · Amount on Record
Deed Sale	Jul 1, 1996 · Amount on Record
Prior Sale	Nov 1, 1995 · Amount on Record
Deed Book / Page	9542 / 497
Transfer Doc	9294000444
Record Updated	Oct 29, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	92 CHAPEL ST, CHICOPEE, MA 01020-1502
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	21907-514
Date	Oct 19, 2017
Book Page	21907/514
Instrument	61816

Lender

Name	POLISH NATIONAL CU
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Oct 1, 2027

Tax Assessment & Valuation

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Chicopee City
Unified School District	Chicopee School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,286.00 (+4.85%)	$215,600 (+4.31%) Land $95,700 Building $119,900	$243,959 (+42.59%)
2025	$3,134.00 (+5.42%)	$206,700 (+2.63%) Land $89,400 Building $117,300	$171,095
2024	$2,973.00 (+6.64%)	$201,400 (+9.46%) Land $87,600 Building $113,800
2023	$2,788.00	$184,000 Land $79,700 Building $104,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Crossroads Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20