Berks County property record for 92 Chapel Hill Rd, Sinking Spring, PA 19608
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,390 sqft · built 2022 |
| Lot Size | 2.83 acres (123,710 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $48,925 (Nov 2009) |
| Tax Bill | $3,912 (2026) |
| Deeds & Mortgages | Aug 2022 Construction Loan Aug 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 4375-02-57-1384 |
| Primary APN | 4375-02-57-1384 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,390 sqft Living Area |
| 1st Floor Area | 2,390 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 123,710 sqft |
| View / Lot | Neighborhood |
| Garage Type | Attached |
| Porch | Open Frame Porch |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Well |
| Account Number | 80294580 |
|---|---|
| Street Address | 92 CHAPEL HILL RD |
| City | READING |
| State | PA |
| Zip | 19608-1802 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | ANDREW W & MARY L BUGAY |
| Legal Block | 57 |
| Legal Lot Number | 1 |
| Jurisdiction | BERKS PA |
| Township / Civil Division | SPRING |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 10804 |
92 Chapel Hill Rd is owned and occupied by two individuals who bought it in November 2009.
Source: Berks County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 92 CHAPEL HILL RD, READING, PA 19608-1802 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 3, 2022 | Deed of Trust, Mortgage · Construction Mortgage ORRSTOWN BANK |
| Aug 30, 2018 | Deed of Trust, Mortgage · Line of Credit SANTANDER BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 9, 2009 · Amount on File |
| Deed Sale | Nov 9, 2009 · Amount on File |
| Deed Document Number | 200952502 |
| Prior Transfer Date | Jan 8, 2004 |
| Prior Transfer Doc | 0000003004 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 92 CHAPEL HILL RD, SINKING SPRING, PA 19608-1802 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Title Company | SENTRY ABSTRACT CO |
| Name | Verified Name |
|---|---|
| Address | 92 CHAPEL HILL RD, SINKING SPRING, PA 19608-1802 |
| Document Number | 0000031372 |
|---|---|
| Date | Aug 3, 2022 |
| Instrument | 2022031372 |
| Name | ORRSTOWN BANK |
|---|---|
| Type | Bank |
| Address | CHAMBERSBURG, PA 17201 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 249 Months |
| Due | May 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 92 CHAPEL HILL RD, SINKING SPRING, PA 19608-1802 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMERICAN TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0000030027 |
|---|---|
| Date | Aug 30, 2018 |
| Instrument | 2018030027 |
| Name | SANTANDER BANK NA |
|---|---|
| Type | Bank |
| Address | READING, PA 19602 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 22, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 92 Chapel Hill Rd was $3,912.
Source: Berks County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Berks County |
| County Subdivision | Spring Township |
| Unified School District | Wilson School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,912.00 | $230,800 Land $53,300 Building $177,500 | $53,300 Land $53,300 |
| 2024 | $3,148.00 | $230,800 Land $53,300 Building $177,500 | |
| 1994 | $230,800 Land $53,300 Building $177,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 92 Chapel Hill Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 92 Chapel Hill Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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