92 Champagne Ave, Chicopee, MA 01013 Property Records

Hampden County and Chicopee City property record for 92 Champagne Ave, Chicopee, MA 01013

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,192 sqft · built 1960
Lot Size	0.21 acres (9,165 sqft)
Owner	Individual Name on Record
Last Sale	$170,000 (Jan 2018)
Tax Bill	$4,362 (2026)
Deeds & Mortgages	Sep 2020 Mortgage Jan 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`197-00019`

Property Details

APN / Parcel Number

Primary APN	`197-00019`
Alternative APN	`CHIC M:0197 P:00019`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,192 sqft Living Area
Gross Area	2,492 sqft
1st Floor Area	1,192 sqft
Basement Area	992 sqft
Unfinished Basement	992 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,165 sqft (0.21 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	197-00019
Street Address	92 CHAMPAGNE AVE
City	CHICOPEE
State	MA
Zip	01013-3311
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	3
Jurisdiction	CHICOPEE MA
Township / Civil Division	CHICOPEE
Census Block Group	3
Census Block	3009
Census Tract	811000

Owner

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	92 CHAMPAGNE AVE, CHICOPEE, MA 01013-3311
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2020	Deed of Trust, Mortgage · Balloon Mortgage CITIZENS BANK
Jan 12, 2018	Warranty Deed, Transfer PEOPLESBANK (HOLYOKE)

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 12, 2018 · Amount on Record
Deed Sale	Jan 12, 2018 · Amount on Record
Prior Sale	Aug 30, 1988 · Amount on Record
Deed Document Number	20182344
Deed Book / Page	22026 / 214
Transfer Doc	21430-215
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	92 CHAMPAGNE AVE, CHICOPEE, MA 01013-3311
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	23407-3
Date	Sep 8, 2020
Book Page	23407/3
Instrument	50159

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Oct 1, 2045

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHICOPEE MA
Recording Date	Jan 12, 2018
Property Address	92 CHAMPAGNE AVE, CHICOPEE, MA 01013-3311
Document Number	22026-214
Book / Page	22026 / 214
Instrument	2344
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$28.96
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	92 CHAMPAGNE AVE, CHICOPEE, MA 01013-3311

Mortgage

Document Number	220260217
Date	Jan 12, 2018
Instrument	22026/0217

Lender

Name	PEOPLESBANK (HOLYOKE)

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 12, 2048

Tax Assessment & Valuation

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Chicopee City
Unified School District	Chicopee School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,362.00 (+7.97%)	$286,200 (+7.39%) Land $116,400 Building $169,800	$302,184 (+5.89%)
2025	$4,040.00 (+5.43%)	$266,500 (+2.66%) Land $106,300 Building $160,200	$285,380
2024	$3,832.00 (+5.91%)	$259,600 (+8.71%) Land $104,200 Building $155,400
2023	$3,618.00	$238,800 Land $94,700 Building $144,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Crossroads Fiber Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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