Middlesex County and Lexington Town property record for 92 Cedar St, Lexington, MA 02421
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 5.5 ba · 4,863 sqft · built 2021 |
| Lot Size | 0.356 acres (15,500 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $3,270,000 (Jul 2025) |
| Tax Bill | $39,847 (2026) |
| Deeds & Mortgages | Apr 2023 Refinance Aug 2024 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | LEXI M:0058 L:000246 |
| Primary APN | LEXI M:0058 L:000246 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 3 Stories |
| Building Area | 4,863 sqft Living Area |
| Gross Area | 9,568 sqft |
| 1st Floor Area | 2,165 sqft |
| Attic | Attic |
| Attic Area | 1,549 sqft |
| Basement Area | 2,143 sqft |
| Finished Basement | 672 sqft |
| Unfinished Basement | 1,274 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Contemporary |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,500 sqft (0.356 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 92 CEDAR ST |
|---|---|
| City | LEXINGTON |
| State | MA |
| Zip | 02421-6623 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Lot Number | 246 |
| Jurisdiction | LEXINGTON MA |
| Township / Civil Division | LEXINGTON |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 358600 |
Source: Middlesex County and Lexington Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 92 CEDAR ST, LEXINGTON, MA 02421-6623 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Apr 5, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance FIGURE LENDING LCC |
| Aug 21, 2024 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) NAVY FCU |
| Jul 17, 2025 | Quit Claim Deed, Transfer · Stand-Alone Refinance M & T BANK |
| Jul 22, 2022 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage EAST CAMBRIDGE SAVINGS BANK |
| Apr 16, 2021 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage VILLAGE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 17, 2025 · Amount on Record |
| Deed Sale | Jul 17, 2025 · Amount on Record |
| Prior Sale | Jul 22, 2022 · Amount on Record |
| Deed Book / Page | 84370 / 413 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEXINGTON MA |
| Property Address | 92 CEDAR ST, LEXINGTON, MA 02421-6623 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 081397-386 |
|---|---|
| Date | Apr 5, 2023 |
| Book Page | 81397/386 |
| Instrument | 33746 |
| Name | FIGURE LENDING LCC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEXINGTON MA |
| Property Address | 92 CEDAR ST, LEXINGTON, MA 02421-6623 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 083149-261 |
|---|---|
| Date | Aug 21, 2024 |
| Book Page | 83149/261 |
| Instrument | 93843 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Sep 1, 2044 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LEXINGTON MA |
| Recording Date | Jul 17, 2025 |
| Property Address | 92 CEDAR ST, LEXINGTON, MA 02421-6623 |
| Document Number | 084370-413 |
| Book / Page | 84370 / 413 |
| Instrument Date | Jul 17, 2025 |
| Instrument | 83441 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 92 CEDAR ST, LEXINGTON, MA 02421-6623 |
| Document Number | 0000083442 |
|---|---|
| Date | Jul 17, 2025 |
| Instrument | 83442 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Type Change Date | Aug 1, 2030 |
| Index | Other |
| Margin | 3 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LEXINGTON MA |
| Recording Date | Jul 22, 2022 |
| Property Address | 92 CEDAR ST, LEXINGTON, MA 02421-6623 |
| Document Number | 080471-356 |
| Book / Page | 80471 / 356 |
| Instrument Date | Jul 21, 2022 |
| Instrument | 112195 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 92 CEDAR ST, LEXINGTON, MA 02421-6623 |
| Document Number | 0000112196 |
|---|---|
| Date | Jul 22, 2022 |
| Instrument | 112196 |
| Name | EAST CAMBRIDGE SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Type Change Date | Aug 1, 2029 |
| Max Rate At Change | 2.75% |
| Index | 1-Year CMT |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LEXINGTON MA |
| Recording Date | Apr 16, 2021 |
| Property Address | 92 CEDAR ST, LEXINGTON, MA 02421-6623 |
| Document Number | 77537-533 |
| Book / Page | 77537 / 533 |
| Instrument Date | Apr 16, 2021 |
| Instrument | 86796 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1 GARFIELD CIR STE 3, 3, BURLINGTON, MA 01803-4983 |
| Document Number | 86798 |
|---|---|
| Date | Apr 16, 2021 |
| Instrument | 86798 |
| Name | VILLAGE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Middlesex County and Lexington Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Lexington Town |
| Unified School District | Lexington School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $39,847.00 (+4.9%) | $3,237,000 (+4.22%) Land $824,000 Building $2,413,000 | $3,072,110 (-) |
| 2025 | $37,986.00 (+1.47%) | $3,106,000 (+1.64%) Land $785,000 Building $2,321,000 | $3,072,110 (-8.76%) |
| 2024 | $37,436.00 (+56.08%) | $3,056,000 (+65.64%) Land $747,000 Building $2,309,000 | $3,366,990 |
| 2023 | $23,985.00 | $1,845,000 Land $552,000 Building $1,293,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2001) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2001 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LEXINGTON WATER DEPT. (MWRA) serves 34,074 people · EPA ID MA3155000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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