Lowndes County property record for 92 Brandys Pl, Columbus, MS 39702
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,081 sqft · built 1984 |
| Lot Size | 0.188 acres (8,208 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $976 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Sep 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 76W210012700 |
| Primary APN | 76W210012700 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 6 Rooms |
| Building Area | 2,081 sqft Adjusted Area |
| 1st Floor Area | 1,513 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,208 sqft (0.188 acres) |
| Lot Dimensions | 152 ft deep x 54 ft wide |
| Pool Area | 390 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 92 BRANDYS PL |
|---|---|
| City | COLUMBUS |
| State | MS |
| Zip | 39702-9751 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 92 BRANDYS PLACE LOT 35 09B |
| Legal Range | 17W |
| Legal Township | 19S |
| Legal Section | 03 |
| Legal Subdivision | LAKEOVER EST PHASE I |
| Legal Lot Number | 35 |
| Jurisdiction | LOWNDES MS |
| Township / Civil Division | 3 |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 404 |
Source: Lowndes County records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 92 BRANDYS PL, COLUMBUS, MS 39702-9751 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 22, 2026 | Deed of Trust, Mortgage · Line of Credit BANK OF VERNON |
| Sep 10, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 31, 2024 |
| Deed Sale | Jan 31, 2024 |
| Prior Sale | Jan 31, 2024 |
| Deed Book / Page | 2024 / 553 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Recording Date | Jun 22, 2026 |
| Property Address | 92 BRANDYS PL, COLUMBUS, MS 39702-9751 |
| Document Number | 2026014465 |
| Book / Page | 2026 / 14465 |
| Instrument Date | May 12, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 92 BRANDYS PL, COLUMBUS, MS 39702-9751 |
| Document Number | 2026014465, |
|---|---|
| Date | Jun 22, 2026 |
| Book Page | 2026/14465 |
| Name | BANK OF VERNON |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 83 Months |
| Due | May 12, 2033 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 92 BRANDYS PL, COLUMBUS, MS 39702-9751 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00202128381 |
|---|---|
| Date | Sep 10, 2021 |
| Book Page | 2021/28381 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2036 |
Source: Lowndes County assessment roll, as of October 23, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lowndes County |
| Unified School District | Lowndes County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $976.00 (+160.27%) Homeowner's exemption | $13,047 (+15.09%) | $130,470 (+15.09%) Land $20,000 Building $110,470 |
| 2024 | $375.00 (+1.35%) | ||
| 2023 | $370.00 Homeowner's exemption Senior Citizen's exemption | $11,336 | $113,360 Land $20,000 Building $93,360 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 82% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| 4-County Fiber Fiber | 1,000 / 1,000 |
| Sparklight Cable | 1,000 / 50 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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