92 Bald Eagle Ln, Saluda, NC 28773 Property Records

Polk County property record for 92 Bald Eagle Ln, Saluda, NC 28773 · Last verified October 2025

Property Highlights

Property Type	Other > Other Improved
Bedrooms	1 Beds
Bathrooms	1 Baths
Year Built	Built 2018
Square Footage	720 sqft Finished Area
Lot Size	87,120 sqft (2 acres)
Occupancy	Owner Occupied
Tax Bill	$1,094.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`P23-57`
Alternative APN	`22394`

Interior

Bedrooms	1 Beds
Full Baths	1 Baths
Total Rooms	2 Rooms
Building Area	720 sqft Finished Area
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Exterior Material	Stucco Exterior
Foundation Type	Mat/Raft Foundation (Slab) Foundation
Lot Area	87,120 sqft (2 acres)

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	22394
Street Address	92 BALD EAGLE LN
City	SALUDA
State	NC
Zip	28773-0208
Property Usage	Other Property Usage
Type	Other > Other Improved
Legal Description	P23, P23 MAP P23
Legal Subdivision	MAP P23
Jurisdiction	POLK NC
Minor Civil Division	SALUDA
Census Blockgroup	1
Census Block	1003
Census Tract	920303

Owner

Source: Polk County records · APN P23-57

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	92 BALD EAGLE LN, SALUDA, NC 28773-0208
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Deed Doc Number	0002231255
Record Refreshed	Jun 08, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	92 BALD EAGLE LN, SALUDA, NC 28773-0208
Transaction Type	Mortgage
Record Updated	Nov 08, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00428/1847
Date	Sep 07, 2017
Book Page	428/1847
Instrument	004661090016

Lender

Name	UNITED COMMUNITY MORTGAGE SERVICES INC
Type	Mortgage Company
Address	BLAIRSVILLE, GA 30514

Agreement

Type	Adjustable Rate Mortgage (ARM)
Amount	Amount Recorded
Term	373 Months
Due	Oct 01, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change Date	Oct 01, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.62%
Index	1-Year LIBOR
Max Rate	8.62%

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,094.00 (+22.23%)	$187,771 (+45.52%) Land $42,000 Building $145,771	$187,771 (+45.52%) Land $42,000 Building $145,771
2023	$895.00	$129,037 Land $19,000 Building $110,037
2021			$129,037 Land $19,000 Building $110,037

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (37149C), updated July 8, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	About 1 in 2,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.