92 Ayers Rd, Locust Valley, NY 11560 Property Records

Nassau County and Oyster Bay Town property record for 92 Ayers Rd, Locust Valley, NY 11560

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,246 sqft · built 1963
Lot Size	0.244 acres (10,640 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,155,000 (Jul 2021)
Tax Bill	$16,782 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Dec 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-R01-00-0219`

Property Details

APN / Parcel Number

Primary APN	`29-R01-00-0219`
Alternative APNs	`2900R010219000000000` `2489-29-R-01-0219-0` `282489 29.-R01-219` `29 R0102190`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,246 sqft Living Area
Gross Area	2,645 sqft
1st Floor Area	898 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Other
Lot Area	10,640 sqft (0.244 acres)
Lot Dimensions	137 ft deep x 81 ft wide
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	512 sqft
Porch	Open Frame Porch
Porch Area	56 sqft
Patio Area	360 sqft
Balcony Area	20 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	29 R0102190
Street Address	92 AYERS RD
City	LOCUST VALLEY
State	NY
Zip	11560-2306
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOWN #3 SCH DIST 004
Legal Block	R01
Legal Lot Number	219
Jurisdiction	NASSAU NY
Township / Civil Division	OYSTER BAY
Census Block Group	1
Census Block	1012
Census Tract	517802

Owner

Source: Nassau County and Oyster Bay Town records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	92 AYERS RD, LOCUST VALLEY, NY 11560-2306
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2021	Bargain and Sale Deed, Transfer · Conventional Mortgage JP MORGAN CHASE BANK
Dec 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2021 · Amount on Record
Deed Sale	Jul 8, 2021 · Amount on Record
Deed Document Number	202189890
Deed Book / Page	14105 / 1
Record Updated	Oct 29, 2026

July 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	NASSAU NY
Recording Date	Jul 8, 2021
Property Address	92 AYERS RD, LOCUST VALLEY, NY 11560-2306
Document Number	0141050001
Book / Page	14105 / 1
Instrument Date	Jun 22, 2021
Instrument	2021-089890
Transaction Type	Transfer
Record Updated	Jul 28, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 34TH RD, BAYSIDE, NY 11361

Mortgage

Document Number	202108989145602732
Date	Jul 8, 2021
Instrument	2021-08989145602732

Lender

Name	JP MORGAN CHASE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU NY
Property Address	92 AYERS RD, LOCUST VALLEY, NY 11560-2306
Document Number	0432530319
Instrument Date	Dec 26, 2018
Transaction Type	Mortgage
Record Updated	Feb 4, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	92 AYERS RD LOCUST VALLEY NY 115602306, LOCUST VALLEY, NY 11560-2306

Mortgage

Document Number	0432530319
Date	Jan 16, 2019
Book Page	043253/000319
Instrument	5232

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 15, 2049

Tax Assessment & Valuation

Source: Nassau County and Oyster Bay Town assessment roll, as of June 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Nassau County
County Subdivision	Oyster Bay Town
Unified School District	Locust Valley Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$743 (-8.72%) Land $330 Building $413	$743,000 (-8.72%)
2025	$16,782.00 (+1.93%)
2023	$16,464.00 Additional exemption filed	$814 Land $308 Building $506	$814,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOCUST VALLEY WD public/private · serves 7,500 people · EPA ID NY2902833
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ayers Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures