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92 Ave E, Apalachicola, FL 32320 Property Records

Franklin County property record for 92 Ave E, Apalachicola, FL 32320 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,765 sqft · built 1910
Lot Size0.18 acres (7,827 sqft)
Owner2 Individual Names on File
Last Sale$680,000 (Apr 2026)
Tax Bill$6,175 (2025)
Deeds & MortgagesApr 2026 Sale & Mortgage
Feb 2024 Sale
+ 2 more
Flood ZoneZone X (moderate risk)
APN01-09S-08W-8330-0030-0041

Property Details

APN / Parcel Number

Primary APN01-09S-08W-8330-0030-0041
Alternative APN
  • 08W09S01833000300041

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,765 sqft Living Area
1st Floor Area1,765 sqft
FlooringWood
Interior WallsWood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 2010
Architectural StyleBungalow
Exterior MaterialWood
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area7,827 sqft (0.18 acres)
Lot Width60 ft Width
PorchFinished/Open Porch
Porch Area210 sqft
Deck Area18 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address92 AVENUE E
CityAPALACHICOLA
StateFL
Zip32320-1722
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBL 30 SW 1/2 LOTS 4 5 OR 165/536 OR 191/157 OR/185/510 ORB 192 PAGE 431 813/758 932/248 1056/293 1098/36-EASEMENT 1224/374 1385/494
Legal Range08W
Legal Township09S
Legal Section01
Legal Subdivision8330
Legal Block30
Legal Lot Number4
JurisdictionFRANKLIN FL
Township / Civil DivisionAPALACHICOLA
Census Block Group2
Census Block2026
Census Tract970304

Owner

Source: Franklin County records · APN 01-09S-08W-8330-0030-0041

Assessment roll updated November 26, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address6 YELLOW JACKET AVE, SOPCHOPPY, FL 32358-1300
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Apr 07, 2026Warranty Deed, Transfer · Conventional Mortgage
CAPITOL CITY HOME LOANS
Feb 26, 2024Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
May 21, 2020Deed of Trust, Mortgage · Conventional Mortgage
CAPITAL CITY HM LNS LLC
Jul 27, 2018Warranty Deed, Transfer · Conventional Mortgage
CAPITAL CITY BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 07, 2026 · Amount on Record
Deed SaleApr 07, 2026 · Amount on Record
Prior SaleFeb 26, 2024 · Amount on Record
Deed Document Number20261560
Deed Book / Page1442 / 36
Record UpdatedSep 20, 2026

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN FL
Recording DateApr 07, 2026
Property Address92 AVENUE E, APALACHICOLA, FL 32320-1722
Document Number0000001560
Book / Page1442 / 36
Instrument DateApr 07, 2026
Instrument2026.1560
Transaction TypeTransfer
Record UpdatedApr 29, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$480,760.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6 YELLOW JACKET AVE, SOPCHOPPY, FL 32358-1300

Mortgage

Document Number0000001561,
DateApr 07, 2026
Book Page1442/38
Instrument2026.1561
Lender
NameCAPITOL CITY HOME LOANS
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2056
Interest
Rate TypeFixed Rate
Rate6.01%
Initial TypeFixed Rate
Max Rate-1%

February 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN FL
Recording DateFeb 26, 2024
Property Address92 AVENUE E, APALACHICOLA, FL 32320-1722
Document Number0019000907
Book / Page1385 / 494
Instrument DateFeb 26, 2024
Instrument202419000907
Transaction TypeTransfer
Record UpdatedJan 06, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$4,193.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address56 CRIMSON LN, LEXINGTON, VA 24450-3406

Transferred To (Grantee/Buyer)

NameVerified Name
Address1265 LEE ST, ALPHARETTA, GA 30004-3855

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN FL
Property Address92 AVENUE E, APALACHICOLA, FL 32320-1722
Document Number0019002064
Instrument DateMay 21, 2020
Transaction TypeMortgage
Record UpdatedJun 15, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1219 BRAEMORE WAY TALLAHASSEE FL 323080845, TALLAHASSEE, FL 32308-0845

Mortgage

Document Number0019002064
DateMay 21, 2020
Book Page001265/000652
Instrument19002064
Lender
NameCAPITAL CITY HM LNS LLC
AddressLAWRENCEVILLE, GA 30043
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMay 20, 2035

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN FL
Recording DateJul 27, 2018
Property Address92 AVENUE E, APALACHICOLA, FL 32320-1722
Document Number0019003715
Book / Page1224 / 374
Instrument DateJul 27, 2018
Instrument201819003715
Transaction TypeTransfer
Record UpdatedJan 25, 2022
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,793.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6403 RIVER TIDE DR, 6403, MEMPHIS, TN 38120-2601

Transferred To (Grantee/Buyer)

NameVerified Name
Address1219 BRAEMORE WAY, TALLAHASSEE, FL 32308-0845

Mortgage

Document Number0019003716
DateJul 27, 2018
Instrument201819003716
Lender
NameCAPITAL CITY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2048

Tax Assessment & Valuation

Source: Franklin County records · Assessment roll updated November 26, 2025 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
MunicipalityApalachicola City
CountyFranklin County
Unified School DistrictFranklin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$6,175.00 (+97.92%)$350,796 (+68.93%) Land $96,000 Building $254,796$350,796 (+68.93%) Land $96,000 Building $254,796
2024$3,120.00 (+5.26%)$207,663 (+1.77%) Land $96,000 Building $111,663$207,663 (+1.77%) Land $96,000 Building $111,663
2023$2,964.00 (+17.06%)$204,043 (+46.75%) Land $96,000 Building $108,043$204,043 (+46.75%) Land $96,000 Building $108,043
2022$2,532.00$139,041 Land $78,000 Building $61,041$139,041 Land $78,000 Building $61,041

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Franklin County (12037C), updated April 23, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120379703042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 75 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies75 in force
41 of 75 on primary residences
Nearby Flood Claims40 (1985–2024)
Claims Outside the SFHA8 of 40
Most Recent ClaimSep 2024, other causes, Hurricane Helene
Flood Events
  • Hurricane Michael (Oct 2018), 9 claims
  • Hurricane Dennis (Jul 2005), 6 claims
  • Hurricane Opal (Oct 1995), 8 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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