92 Ann Rustin Dr, Ormond Beach, FL 32176 Property Records

Volusia County property record for 92 Ann Rustin Dr, Ormond Beach, FL 32176 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms6 Beds
Bathrooms3 Baths
Year BuiltBuilt 2000
Square Footage2,983 sqft Living Area
Lot Size10,800 sqft (0.247 acres)
OccupancyOwner Occupied
Last Sale$740,000 (2025)
Tax Bill$5,362.00 (2025)

Property Details

APN / Parcel Number

Primary APN4203-21-00-0480
Alternative APNs
  • 32140321000480
  • 3030681.0
  • 3030681

Interior

Bedrooms6 Beds
Full Baths3 Baths
Building Area2,983 sqft Living Area
1st Floor1,883 sqft 1st Floor
2nd Floor1,100 sqft 2nd Floor
Upper Floors1,100 sqft Upper Floors
Stories1 Stories
Primary FlooringCombination, Other Flooring
Interior StructurePlaster Interior Structure

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 2000
Exterior MaterialConcrete Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Foundation TypeMat/Raft Foundation (Slab) Foundation
Roof MaterialComposition Shingle Roof
Lot Area10,800 sqft (0.247 acres)
Depth X Width100 ft x 108 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage Area529 sqft Garage
Patio Area286 sqft Patio
PorchOpen Porch
Porch Area192 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number3030681.0
Old Parcel Number32140321000480
Street Address92 ANN RUSTIN DR
CityORMOND BEACH
StateFL
Zip32176-4128
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 48 ANN RUSTIN ESTATES MB 27 PG 161 PER OR 4707 PG 0486 PER OR 5361 PG 4165 PER OR 5457 PG 2652 PER OR 5741 PG 0205 PER OR
Legal Range32E
Legal Township14S
Legal Section03
Legal SubdivisionRUSTIN
Legal Tract21
Legal Lot Number48
JurisdictionVOLUSIA FL
Minor Civil DivisionNORTH PENINSULA
Census Blockgroup2
Census Block2014
Census Tract80400

Owner

Source: Volusia County records · APN 4203-21-00-0480

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address92 ANN RUSTIN DR, ORMOND BEACH, FL 32176-4128
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 19, 2024Deed of Trust, Mortgage · Line of Credit
COMMUNITY CU OF FLORIDA
Jun 28, 2022Deed of Trust, Mortgage · Line of Credit
COMMUNITY CU OF FLORIDA
Feb 08, 2022Deed of Trust, Mortgage · Conventional Mortgage
MORGAN STANLEY PRIVATE BANK NA
Apr 02, 2019Deed of Trust, Mortgage · Conventional Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC
May 31, 2019Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Aug 23, 2017Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 07, 2025 · Amount on Record
Deed SaleAug 07, 2025 · Amount on Record
Prior SaleAug 23, 2017 · Amount on Record
Deed Doc Number2025147424
Deed Book / Page8738 / 1932
Record RefreshedJun 08, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Property Address92 ANN RUSTIN DR, ORMOND BEACH, FL 32176-4128
Transaction TypeMortgage
Record UpdatedMay 13, 2024
Title CompanyFEDERAL TITLE, FEDERAL TITLE INS AGCY INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0085454468
DateApr 19, 2024
Book Page8545/4468
Instrument2024076505
Lender
NameCOMMUNITY CU OF FLORIDA
TypeCredit Union
Address1030 US HIGHWAY 1, HOCKRIDGE, FL 32930
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueApr 18, 2054
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Property Address92 ANN RUSTIN DR, ORMOND BEACH, FL 32176-4128
Transaction TypeMortgage
Record UpdatedJul 22, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address92 ANN RUSTIN DR, ORMOND BEACH, FL 32176-4128

Mortgage

Document Number0082754077
DateJun 28, 2022
Book Page8275/4077
Instrument2022152496
Lender
NameCOMMUNITY CU OF FLORIDA
TypeCredit Union
AddressROCKLEDGE, FL 32955
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 27, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Property Address92 ANN RUSTIN DR, ORMOND BEACH, FL 32176-4128
Transaction TypeMortgage
Record UpdatedFeb 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address92 ANN RUSTIN DR, ORMOND BEACH, FL 32176-4128

Mortgage

Document Number0082002499
DateFeb 08, 2022
Book Page8200/2499
Instrument2022030188
Lender
NameMORGAN STANLEY PRIVATE BANK NA
TypeBank
AddressCINCINNATI, OH 45245
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2052

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Property Address92 ANN RUSTIN DR, ORMOND BEACH, FL 32176-4128
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyHOMEBRIDGE FINCL SVCS INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0076753192
DateApr 02, 2019
Book Page7675/3192
Instrument2019-063344
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeFunding / Finance Company
AddressISELIN, NJ 08830
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2049

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Property Address92 ANN RUSTIN DR, ORMOND BEACH, FL 32176-4128
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0077013035
DateMay 31, 2019
Book Page7701/3035
Instrument2019-107208
Lender
NamePNC BANK NA
TypeBank
AddressORMOND BEACH, FL 32176
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueMay 17, 2059
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionVOLUSIA FL
Recording DateAug 23, 2017
Property Address92 ANN RUSTIN DR, ORMOND BEACH, FL 32176-4128
Document Number0074401301
Book / Page007440 / 001301
Instrument DateAug 16, 2017
Instrument166938
Transaction TypeTransfer
Record UpdatedAug 24, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,156.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address92 ANN RUSTIN DR ORMOND BEACH FL 321764128, ORMOND BEACH, FL 32176-4128

Mortgage

Document Number74401303
DateAug 23, 2017
Book Page007440/001303
Instrument166939
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueAug 22, 2047

Tax Assessment & Valuation

Source: Volusia County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyVolusia County
MunicipalityOrmond Beach City
Unified School DistrictVolusia County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,362.00 (+21.04%) Homeowner's exemption$343,982 (+9.87%)$541,212 (+16.5%) Land $174,701 Building $366,511
2023$4,430.00 (+3.07%) Homeowner's exemption$313,069 (+3%)$464,543 (+9.88%) Land $174,701 Building $289,842
2022$4,298.00 Homeowner's exemption$303,950$422,761 Land $139,968 Building $282,793

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Volusia County (12127C), updated October 2, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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