San Luis Obispo County property record for 92 24th St, Cayucos, CA 93430 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,783 sqft · built 1986 |
| Lot Size | 0.138 acres (6,000 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $33,000 (Mar 2002) |
| Tax Bill | $6,274 (2025) |
| Deeds & Mortgages | May 2021 Transfer Apr 2021 Construction Loan + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 064-183-020 |
| Primary APN | 064-183-020 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,783 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Construction Type | Wood |
| Lot Area | 6,000 sqft (0.138 acres) |
| Terrain | Steep |
| Parking Spaces | 1 Parking Space |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 92 24TH ST |
|---|---|
| City | CAYUCOS |
| State | CA |
| Zip | 93430-1412 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PR BCH 3 BL 17 PTN LT 6 |
| Legal Subdivision | PASO ROBLES BEACH 03 |
| Legal Block | 17 |
| Legal Lot Number | 6 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | NORTH COAST |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 10504 |
Source: San Luis Obispo County records · APN 064-183-020
Assessment roll updated August 6, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 92 24TH ST, CAYUCOS, CA 93430-1412 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| May 24, 2021 | Intrafamily Transfer, Transfer |
| Apr 07, 2021 | Deed of Trust, Mortgage · Construction Mortgage ENDEAVOR BANK |
| Jan 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Dec 06, 2019 | Deed of Trust, Mortgage ENDEAVOR BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 19, 2002 · Amount on Record |
| Deed Sale | Mar 19, 2002 · Amount on Record |
| Prior Sale | Aug 06, 1999 · Amount on Record |
| Deed Document Number | 200221946 |
| Last Transfer Date | Nov 26, 2024 |
| Transfer Doc | 0000037184 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | May 24, 2021 |
| Property Address | 92 24TH ST, CAYUCOS, CA 93430-1412 |
| Document Number | 0000038227 |
| Map Reference | MB 3 PG 115 |
| Instrument Date | May 05, 2021 |
| Instrument | 2021038227 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 92 24TH ST, CAYUCOS, CA 93430-1412 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 92 24TH ST, CAYUCOS, CA 93430-1412 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2021 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|---|
| Address | 92 24TH ST, CAYUCOS, CA 93430-1412 |
| Document Number | 0000026275 |
|---|---|
| Date | Apr 07, 2021 |
| Instrument | 2021026275 |
| Name | ENDEAVOR BANK |
|---|---|
| Type | Bank |
| Address | SAN DIEGO, CA 92101 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 92 24TH ST, CAYUCOS, CA 93430-1412 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | CORINTHIAN TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000003965 |
|---|---|
| Date | Jan 20, 2021 |
| Instrument | 2021003965 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | GREENSBURG, KS 67054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Feb 01, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 92 24TH ST, CAYUCOS, CA 93430-1412 |
| Document Number | 0000056243 |
| Instrument Date | Dec 06, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 30, 2019 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 92 24TH ST CAYUCOS CA 934301412, CAYUCOS, CA 93430-1412 |
| Document Number | 0000056243 |
|---|---|
| Date | Dec 16, 2019 |
| Instrument | 56243 |
| Name | ENDEAVOR BK |
|---|---|
| Type | Bank |
| Address | 750 B ST # 3110, SAN DIEGO, CA 92101-8105 |
| Amount | Amount Recorded |
|---|
| Rate Type | Adjustable Rate |
|---|
Source: San Luis Obispo County records · Assessment roll updated August 6, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Elementary School District | Cayucos Elementary School District (KG - 08) |
| Secondary School District | Coast Unified School District (9-12) (09 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $605,424 (+2%) Land $359,704 Building $245,720 | |
| 2025 | $6,274.00 (+1.97%) | $593,553 (+4.04%) Land $352,651 Building $240,902 |
| 2023 | $6,153.00 (+1.72%) | $570,507 Land $338,958 Building $231,549 |
| 2022 | $6,049.00 |
Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), updated July 22, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060790105043, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 17 individual NFIP policies nearby |
| Nearby Flood Policies | 17 in force 6 of 17 on primary residences |
| Nearby Flood Claims | 7 (1993–2016) |
| Claims Outside the SFHA | 6 of 7 |
| Most Recent Claim | Dec 2016, other causes |
| Wildfire Risk | Moderate above 67% of the US · above 41% of California |
|---|---|
| Wildfire Likelihood | About 1 in 388 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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