9197 E Providence Dr, Flagstaff, AZ 86004 Property Records

Coconino County property record for 9197 E Providence Dr, Flagstaff, AZ 86004

Property Summary

Property Type	Single Family Home
Details	2,416 sqft · built 2006
Lot Size	2.26 acres (98,446 sqft)
Owner	Individual Name on Record
Last Sale	$380,000 (Jun 2010)
Tax Bill	$3,787 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Dec 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`303-16-013`

Property Details

APN / Parcel Number

Primary APN	`303-16-013`
Alternative APN	`R0310555`

Interior

Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,416 sqft Living Area
1st Floor Area	1,208 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2011
Exterior Material	Wood
Lot Area	98,446 sqft (2.26 acres)
Garage Type	Detached
Garage Area	1,620 sqft
Parking Spaces	6 Parking Spaces
Porch	Porch
Porch Area	283 sqft
Patio Area	136 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	R0310555
Street Address	9197 E PROVIDENCE DR
City	FLAGSTAFF
State	AZ
Zip	86004-3382
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: SKYLINE RANCH LOT: 5 SIXTEENTH: NE QUARTER: SW SECTION: 19 TOWNSHIP: 22N RANGE: 09E SIXTEENTH: NW QUARTER: SW SE
Legal Range	09E
Legal Township	22N
Legal Section	19
Legal Subdivision	SKYLINE RANCH
Legal Lot Number	5
Jurisdiction	COCONINO AZ
Township / Civil Division	FLAGSTAFF
Census Block Group	2
Census Block	2001
Census Tract	1302

Owner

Source: Coconino County records, as of November 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	9197 E PROVIDENCE DR, FLAGSTAFF, AZ 86004-3382
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage ONEAZ CU
Dec 29, 2017	Deed of Trust, Mortgage · Conventional Mortgage PARAMOUNT EQUITY MORTGAGE LLC
Jun 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2010 · Amount on Record
Deed Sale	Jun 21, 2010 · Amount on Record
Deed Document Number	3565245
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COCONINO AZ
Property Address	9197 E PROVIDENCE DR, FLAGSTAFF, AZ 86004-3382
Transaction Type	Mortgage
Record Updated	Oct 22, 2021
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9197 E PROVIDENCE DR, FLAGSTAFF, AZ 86004-3382

Mortgage

Document Number	0003927039
Date	Aug 31, 2021
Instrument	3927039

Lender

Name	ONEAZ CU
Type	Credit Union
Address	SIERRA VISTA, AZ 85636

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COCONINO AZ
Property Address	9197 E PROVIDENCE DR, FLAGSTAFF, AZ 86004-3382
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003804977
Date	Dec 29, 2017
Instrument	3804977

Lender

Name	PARAMOUNT EQUITY MORTGAGE LLC
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COCONINO AZ
Property Address	9197 E PROVIDENCE DR, FLAGSTAFF, AZ 86004-3382
Document Number	0003878900
Instrument Date	Jun 23, 2020
Transaction Type	Mortgage
Record Updated	Jul 21, 2020
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9197 E OROVIDENCE DR FLAGSTAFF AZ 86004, FLAGSTAFF, AZ 86004

Mortgage

Document Number	0003878900
Date	Jul 13, 2020
Instrument	3878900

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 12, 2050

Tax Assessment & Valuation

Source: Coconino County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Coconino County
Unified School District	Flagstaff Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$70,243 (+4.59%) Land $17,200 Building $53,043
2025	$3,787.00 (+9.9%) Homeowner's exemption		$702,428 (+4.59%) Land $172,002 Building $530,426
2024		$67,160 Land $11,777 Building $55,383
2023	$3,446.00 Homeowner's exemption		$671,598 Land $117,769 Building $553,829

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	5 (2002–2022)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Jul 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 83% of the US · above 74% of Arizona
Wildfire Likelihood	0.9% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DONEY PARK WATER private · serves 9,222 people · EPA ID AZ0403005
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Nov 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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