9196 Whitestone Ct, Culpeper, VA 22701 Property Records

Culpeper County property record for 9196 Whitestone Ct, Culpeper, VA 22701

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,208 sqft · built 1989
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Last Sale	$275,000 (Apr 2017)
Tax Bill	$1,888 (2025)
Deeds & Mortgages	Oct 2021 Refinance Sep 2020 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`49-K-1-1`

Property Details

APN / Parcel Number

Primary APN	`49-K-1-1`
Alternative APN	`15271`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,208 sqft Living Area
1st Floor Area	896 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	87,120 sqft (2 acres)
Garage Area	672 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch
Porch Area	192 sqft
Deck Area	230 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	15271
Street Address	9196 WHITESTONE CT
City	CULPEPER
State	VA
Zip	22701-8183
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	WHITESTONE ESTATES LOT 1 PLAT DB 384/245
Legal Subdivision	WHITESTONE ESTATE
Legal Lot Number	1
Jurisdiction	CULPEPER VA
Township / Civil Division	CEDAR MOUNTAIN
Census Block Group	3
Census Block	3014
Census Tract	930501

Owner

Source: Culpeper County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9196 WHITESTONE CT, CULPEPER, VA 22701-8183
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance GOODLEAP LLC
Sep 29, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS LLC
Oct 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Apr 11, 2017	Grant Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 11, 2017 · Amount on Record
Deed Sale	Apr 11, 2017 · Amount on Record
Prior Sale	May 28, 2009 · Amount on Record
Deed Document Number	20171825
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CULPEPER VA
Property Address	9196 WHITESTONE CT, CULPEPER, VA 22701-8183
Transaction Type	Mortgage
Record Updated	May 8, 2026
Title Company	NATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210008963
Date	Oct 14, 2021
Instrument	210008963

Lender

Name	GOODLEAP LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2036

Interest

Rate Type	Fixed Rate
Rate	2.38%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CULPEPER VA
Property Address	9196 WHITESTONE CT, CULPEPER, VA 22701-8183
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200006666
Date	Sep 29, 2020
Instrument	200006666

Lender

Name	QUICKEN LOANS LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2040

Interest

Rate Type	Fixed Rate
Rate	2.99%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CULPEPER VA
Property Address	9196 WHITESTONE CT, CULPEPER, VA 22701-8183
Document Number	190005737
Instrument Date	Oct 18, 2019
Transaction Type	Mortgage
Record Updated	Nov 5, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9196 WHITESTONE CT CULPEPER VA 227018183, CULPEPER, VA 22701-8183

Mortgage

Document Number	190005737
Date	Oct 24, 2019
Instrument	5737

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Oct 23, 2046

Interest

Rate Type	Fixed Rate
Rate	3.88%

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CULPEPER VA
Recording Date	Apr 11, 2017
Property Address	9196 WHITESTONE CT, CULPEPER, VA 22701-8183
Document Number	170001825
Instrument Date	Apr 10, 2017
Instrument	1825
Transaction Type	Transfer
Record Updated	Apr 24, 2017
Title Company	STEWART TITLE, STEWART TITLE GUARANTY COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$275.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9196 WHITESTONE CT CULPEPER VA 227018183, CULPEPER, VA 22701-8183

Mortgage

Document Number	170001826
Date	Apr 11, 2017
Instrument	1826

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 10, 2047

Tax Assessment & Valuation

Source: Culpeper County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Culpeper County
Unified School District	Culpeper County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,888.00 (+0.05%)	$439,000 (+12.48%) Land $123,100 Building $315,900	$439,000 (+12.48%) Land $123,100 Building $315,900
2024	$1,887.00 (+5.13%)
2023	$1,795.00	$390,300 Land $92,300 Building $298,000	$390,300 Land $92,300 Building $298,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 25, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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