9196 Larga Vista Ct, Spring Valley, CA 91977 Property Records

San Diego County property record for 9196 Larga Vista Ct, Spring Valley, CA 91977

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,025 sqft · built 1989
Lot Size	0.33 acres (14,378 sqft)
Owner	2 Individual Names on File
Last Sale	$480,000 (Jun 2008)
Tax Bill	$8,098 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`578-082-76-00`

Property Details

APN / Parcel Number

Primary APN	`578-082-76-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	2,025 sqft Living Area

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Lot Area	14,378 sqft (0.33 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	9196 LARGA VISTA CT
City	SPRING VALLEY
State	CA
Zip	91977-3662
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 4 TR 011583
Legal Subdivision	COUNTY/SAN DIEGO 4442
Legal Tract	011583
Legal Block	2
Legal Lot Number	4
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2001
Census Tract	13907

Owner

9196 Larga Vista Ct is owned and occupied by two individuals who bought it in June 2008.

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	9196 LARGA VISTA CT, SPRING VALLEY, CA 91977-3662
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Jun 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION
Nov 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage CASHCALL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2008 · Amount on File
Deed Sale	Jun 30, 2008 · Amount on File
Prior Sale	Oct 2, 2003 · Amount on File
Deed Document Number	2008351653
Prior Transfer Date	May 19, 2008
Prior Transfer Doc	0000351652
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	9196 LARGA VISTA CT, SPRING VALLEY, CA 91977-3662
Transaction Type	Mortgage
Record Updated	Aug 27, 2021
Title Company	ORABGE COAST TITLE, ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9196 LARGA VISTA CT, SPRING VALLEY, CA 91977-3662

Mortgage

Document Number	0000589423
Date	Aug 18, 2021
Instrument	2021-0589423

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	9196 LARGA VISTA CT, SPRING VALLEY, CA 91977-3662
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ORANGE COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000278693
Date	Jun 2, 2020
Instrument	2020-0278693

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	9196 LARGA VISTA CT, SPRING VALLEY, CA 91977-3662
Document Number	0000523938
Instrument Date	Nov 6, 2019
Transaction Type	Mortgage
Record Updated	Nov 21, 2019
Title Company	BNT TITLE COMPANY/CA, BNT TITLE CO/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9196 LARGA VISTA CT SPRING VALLEY CA 919773662, SPRING VALLEY, CA 91977-3662

Mortgage

Document Number	0000523938
Date	Nov 13, 2019
Instrument	523938

Lender

Name	CASHCALL
Type	Funding / Finance Company
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 12, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 9196 Larga Vista Ct was $8,098 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$643,062 (+2%) Land $375,121 Building $267,941
2025	$8,098.00 Homeowner's exemption	$630,454 Land $367,766 Building $262,688
2023	$7,577.00 (+1.5%) Homeowner's exemption	$605,975 Land $353,486 Building $252,489
2022	$7,465.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 9196 Larga Vista Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9196 Larga Vista Ct is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 66% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile, Verizon.

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