9195 N Ramsgate Ln, Hayden, ID 83835 Property Records

Kootenai County property record for 9195 N Ramsgate Ln, Hayden, ID 83835

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,328 sqft · built 2003
Lot Size	0.253 acres (11,064 sqft)
Owner	Individual Name on File
Tax Bill	$1,697 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`H09780020120`

Property Details

APN / Parcel Number

Primary APN	`H09780020120`
Alternative APN	`238424`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,328 sqft Living Area

Exterior

Year Built	Built 2003
Construction Type	Frame
Foundation Type	Concrete
Lot Area	11,064 sqft (0.253 acres)
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	238424
Street Address	9195 N RAMSGATE LN
City	HAYDEN
State	ID
Zip	83835-7988
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BROADMOORE ESTATES 1ST ADD, LT 12 BLOCK 2 2251N04W
Legal Subdivision	BROADMOORE ESTATES
Legal Block	2
Legal Lot Number	12
Jurisdiction	KOOTENAI ID
Township / Civil Division	COEUR D'ALENE
Census Block Group	2
Census Block	2040
Census Tract	702

Owner

9195 N Ramsgate Ln is owned and occupied by an individual who acquired it in August 2013.

Source: Kootenai County records, as of December 1, 2025

Owner of Record	Individual Name on File
Mailing Address	9195 N RAMSGATE LN, HAYDEN, ID 83835-7988
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage PHH MORTGAGE SERVICES CORP
Apr 17, 2018	Deed of Trust, Mortgage · ARM LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 30, 2013
Deed Sale	Aug 30, 2013
Prior Sale	Oct 1, 2009
Deed Document Number	2426610000
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	9195 N RAMSGATE LN, HAYDEN, ID 83835-7988
Transaction Type	Mortgage
Record Updated	Feb 9, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2806380000
Date	Jan 21, 2021
Instrument	2806380000

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	301 Months
Due	Feb 1, 2046

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	9195 N RAMSGATE LN, HAYDEN, ID 83835-7988
Transaction Type	Mortgage
Record Updated	May 8, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2639587000
Date	Apr 17, 2018
Instrument	2639587000

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	May 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.99%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2028
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.99%
Index	1-Year LIBOR
Max Rate	8.99%

Tax Assessment & Valuation

The 2025 property tax bill for 9195 N Ramsgate Ln was $1,697 with a homeowner's exemption, up 5.7% from the year before.

Source: Kootenai County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Idaho
County	Kootenai County
Municipality	Hayden City
Unified School District	Coeur d'Alene School District 271 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,697.00 (+5.67%) Homeowner's exemption	$523,980 Land $195,000 Building $328,980	$523,980 Land $195,000 Building $328,980
2024	$1,606.00 (+7.21%)
2023	$1,498.00 (-24.15%) Homeowner's exemption	$525,755 (-9.66%) Land $180,000 Building $345,755	$525,755 (-9.66%) Land $180,000 Building $345,755
2022	$1,975.00 Homeowner's exemption	$581,976 Land $200,000 Building $381,976	$581,976 Land $200,000 Building $381,976

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9195 N Ramsgate Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 9195 N Ramsgate Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of Idaho
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAYDEN LAKE IRRIGATION DIST public/private · serves 9,375 people · EPA ID ID1280087
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Ziply Fiber Fiber	6,000 / 6,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Intermax Networks Fixed Wireless · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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