9194 Stone Ct, Culpeper, VA 22701 Property Records

Culpeper County property record for 9194 Stone Ct, Culpeper, VA 22701 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 1999
Square Footage1,784 sqft Living Area
Lot Size83,200 sqft (1.91 acres)
OccupancyOwner Occupied
Last Sale$248,000 (2015)
Tax Bill$1,653.00 (2025)

Property Details

APN / Parcel Number

Primary APN49-K-1-16
Alternative APN
  • 15286

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Building Area1,784 sqft Living Area
1st Floor952 sqft 1st Floor
Stories2 Stories
Primary FlooringWood Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Exterior MaterialAluminum/Vinyl Exterior
Roof ConstructionGable Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area83,200 sqft (1.91 acres)
Parking Spaces4 Parking Spaces
Garage Area576 sqft Garage
Deck Area96 sqft Deck
PorchPorch
Porch Area180 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
SewageSeptic Sewage
Water SourceWell Water Source

Location & Zoning

Account Number15286
Street Address9194 STONE CT
CityCULPEPER
StateVA
Zip22701-8184
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionWHITESTONE ESTATES LOT 16 PLAT DB 384/246
Legal SubdivisionWHITESTONE ESTATE
Legal Lot Number16
JurisdictionCULPEPER VA
Minor Civil DivisionCEDAR MOUNTAIN
Census Blockgroup3
Census Block3014
Census Tract930501

Owner

Source: Culpeper County records · APN 49-K-1-16

Assessment roll updated November 7, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address9194 STONE CT, CULPEPER, VA 22701-8184
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingEt Ux (and Wife) - Vendor Data Only

Deeds, Mortgages & Sale History

DateDocument
Jun 29, 2026Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
FREEDOM MORTGAGE CORPORATION
Aug 14, 2025Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
FREEDOM MORTGAGE CORP
May 30, 2024Deed of Trust, Mortgage · Stand Alone Second Mortgage
SECRETARY OF HOUSING AND URBAN DEVELOPME
Mar 07, 2019Deed of Trust, Mortgage · Conventional Mortgage
HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 17, 2015 · Amount on Record
Deed SaleJun 17, 2015 · Amount on Record
Prior SaleOct 20, 1999 · Amount on Record
Deed Book / Page1500 / 3183
Last Transfer DateJul 22, 2015
Transfer Doc150004337
Record RefreshedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCULPEPER VA
Recording DateJun 29, 2026
Property Address9194 STONE CT, CULPEPER, VA 22701-8184
Document Number0000003479
Instrument DateJun 19, 2026
Instrument20263479
Transaction TypeMortgage
Record UpdatedJul 14, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Relationship298
Address9194 STONE CT, CULPEPER, VA 22701-8184

Mortgage

Document Number0000003479,
DateJun 29, 2026
Instrument20263479
Lender
NameFREEDOM MORTGAGE CORPORATION
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2056
Interest
Rate TypeAdjustable Rate
Rate4.25%
Initial TypeAdjustable Rate
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Max Rate-1%

August 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCULPEPER VA
Property Address9194 STONE CT, CULPEPER, VA 22701-8184
Transaction TypeMortgage
Record UpdatedMay 08, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address9194 STONE CT, CULPEPER, VA 22701-8184

Mortgage

Document Number0250003720
DateAug 14, 2025
Instrument250003720
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2055

May 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCULPEPER VA
Property Address9194 STONE CT, CULPEPER, VA 22701-8184
Transaction TypeMortgage
Record UpdatedMay 08, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0240002212
DateMay 30, 2024
Instrument240002212
Lender
NameSECRETARY OF HOUSING AND URBAN DEVELOPME
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term254 Months
DueJul 01, 2045
Interest
Rate TypeFixed Rate

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCULPEPER VA
Property Address9194 STONE CT, CULPEPER, VA 22701-8184
Document Number190001427
Instrument DateMar 07, 2019
Transaction TypeMortgage
Record UpdatedMay 14, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address9194 STONE CT CULPEPER VA 227018184, CULPEPER, VA 22701-8184

Mortgage

Document Number190001427
DateApr 01, 2019
Instrument1427
Lender
NameHUD-HOUSING/URBAN DEV
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term300 Months
DueMar 31, 2044
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Culpeper County records · Assessment roll updated November 7, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateVirginia
CountyCulpeper County
Unified School DistrictCulpeper County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,653.00$384,500 (+12.1%) Land $123,700 Building $260,800$384,500 (+12.1%) Land $123,700 Building $260,800
2024$1,653.00 (+4.82%)
2023$1,577.00$343,000 Land $92,900 Building $250,100$343,000 Land $92,900 Building $250,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Culpeper County (51047C), updated February 25, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 29% of Virginia
Wildfire LikelihoodAbout 1 in 5,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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