9194 Rivers Rd, Tower, MN 55790 Property Records

St. Louis County property record for 9194 Rivers Rd, Tower, MN 55790

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.75 ba · 1,656 sqft · built 2017
Lot Size	9.32 acres (405,979 sqft)
Owner	Individual Name on Record
Tax Bill	$2,298 (2026)
Deeds & Mortgages	May 2026 Sale May 2026 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`410-0010-01041`

Property Details

APN / Parcel Number

Primary APN	`410-0010-01041`
Alternative APN	`1049938`

Interior

Bedrooms	2 Beds
Full Baths	1.75 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,656 sqft Gross Area
1st Floor Area	1,656 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Lot Area	405,979 sqft (9.32 acres)
Garage Area	576 sqft

Exterior Amenities

Porch	Patio
Porch Area	352 sqft
Pole Barn	1,440 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1049938
Street Address	9194 RIVERS RD
City	TOWER
State	MN
Zip	55790-8525
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PART OF SE1/4 OF NE1/4 BEG AT SE CORNER OFSAID SE1/4 OF NE1/4 THENCE N89DEG50'55"WASSUMED BEARING ALONG S LINE 800.11
Legal Range	15W
Legal Township	61N
Legal Section	07
Legal Subdivision	KUGLER TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	KUGLER
Census Block Group	2
Census Block	2074
Census Tract	15402

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 336, SOUDAN, MN 55782-0336
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 18, 2026	Affidavit, Transfer
May 18, 2026	Affidavit, Transfer
May 18, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
May 18, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Jun 27, 2018	Deed of Trust, Mortgage US BK
May 30, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 17, 2018
Transfer Doc	0001333651
Record Updated	Sep 20, 2026

May 2026: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	ST LOUIS MN
Recording Date	May 18, 2026
Property Address	9194 RIVERS RD, TOWER, MN 55790-8525
Document Number	0001532732
Instrument Date	May 18, 2026
Instrument	20261532732
Transaction Type	Transfer
Record Updated	Jul 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8525 SWIERINGA RD, TOWER, MN 55790-8001

May 2026: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	ST LOUIS MN
Recording Date	May 18, 2026
Property Address	9194 RIVERS RD, TOWER, MN 55790-8525
Document Number	0001532731
Instrument Date	May 18, 2026
Instrument	20261532731
Transaction Type	Transfer
Record Updated	Jul 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8525 SWIERINGA RD, TOWER, MN 55790-8001

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	May 18, 2026
Property Address	9194 RIVERS RD, TOWER, MN 55790-8525
Document Number	0001532734
Instrument Date	Apr 7, 2026
Instrument	20261532734
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$166.65
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	May 18, 2026
Property Address	9194 RIVERS RD, TOWER, MN 55790-8525
Document Number	0001532733
Instrument Date	Apr 7, 2026
Instrument	20261532733
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$166.65
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1468 LEONARD ST, SAINT PETER, MN 56082-1122

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	9194 RIVERS RD, TOWER, MN 55790-8525
Document Number	00A1336595
Instrument Date	Jun 27, 2018
Transaction Type	Mortgage
Record Updated	Aug 2, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	9194 RIVERS RD TOWER MN 557908525, TOWER, MN 55790-8525

Mortgage

Document Number	00A1336595
Date	Jul 17, 2018
Instrument	A1336595

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jul 16, 2033

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	May 30, 2018
Property Address	9194 RIVERS RD, TOWER, MN 55790-8525
Document Number	00A1333651
Instrument Date	May 17, 2018
Instrument	A1333651
Transaction Type	Transfer
Record Updated	Jun 20, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9194 RIVERS RD TOWER MN 557908525, TOWER, MN 55790-8525

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Kugler Township
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,298.00 (+5.22%) Homeowner's exemption
2025	$2,184.00 (+3.41%) Homeowner's exemption	$323,100 (+10.8%) Land $43,900 Building $279,200	$323,100 (+10.8%) Land $43,900 Building $279,200
2024	$2,112.00	$291,600 (+20.55%) Land $40,400 Building $251,200	$291,600 (+20.55%) Land $40,400 Building $251,200
2022		$241,900 Land $33,900 Building $208,000	$241,900 Land $33,900 Building $208,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 76% of Minnesota
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	10 / 1

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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