9192 Phey Ln, Florence, OR 97439 Property Records

Lane County property record for 9192 Phey Ln, Florence, OR 97439

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,513 sqft · built 1966
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on Record
Last Sale	$330,000 (Dec 2013)
Tax Bill	$2,690 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Dec 2021 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`18-11-12-42-01000-000`

Property Details

APN / Parcel Number

Primary APN	`18-11-12-42-01000-000`
Alternative APN	`0770030`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,513 sqft Finished Area
1st Floor Area	1,513 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1993
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Block
Roof Material	Built-Up Asphalt
Lot Area	11,326 sqft (0.26 acres)
Driveway	Driveway
Driveway Area	1,044 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	0770030
Street Address	9192 PHEY LN
City	FLORENCE
State	OR
Zip	97439-9228
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR5-RURAL RES. (5 AC MIN)
Legal Description	SEC/TWN/RNG/MER:SEC 12 TWN 18 RNG 11
Legal Range	11W
Legal Township	18S
Legal Section	12
Legal Quarter	SE
Quarter-Quarter Section	NW
Legal Lot Number	1000
Jurisdiction	LANE OR
Township / Civil Division	FLORENCE
Census Block Group	1
Census Block	1159
Census Tract	708

Owner

Source: Lane County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9192 PHEY LN, FLORENCE, OR 97439-9228
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2026	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Dec 29, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jul 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE FEDERAL SAVINGS BANK
Mar 6, 2020	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 24, 2013 · Amount on Record
Deed Sale	Dec 24, 2013 · Amount on Record
Prior Sale	Nov 13, 2007 · Amount on Record
Deed Document Number	2013-064838
Prior Transfer Date	Aug 10, 2011
Prior Transfer Doc	2011-036280
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	9192 PHEY LN, FLORENCE, OR 97439-9228
Transaction Type	Mortgage
Record Updated	Feb 18, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9192 PHEY LN, FLORENCE, OR 97439-9228

Mortgage

Document Number	0000004241
Date	Feb 10, 2026
Instrument	2026-004241

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2031
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	5.75%
Index	1-Year CMT

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	9192 PHEY LN, FLORENCE, OR 97439-9228
Transaction Type	Mortgage
Record Updated	Jan 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9192 PHEY LN, FLORENCE, OR 97439-9228

Mortgage

Document Number	0000079994
Date	Dec 29, 2021
Instrument	2021-079994

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	9192 PHEY LN, FLORENCE, OR 97439-9228
Transaction Type	Mortgage
Record Updated	Jul 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000043473
Date	Jul 1, 2021
Instrument	2021-043473

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60607

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Dec 1, 2050

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	9192 PHEY LN, FLORENCE, OR 97439-9228
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011421
Date	Mar 6, 2020
Instrument	2020-011421

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60607

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

Source: Lane County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Unified School District	Siuslaw School District 97J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,690.00 (+6.16%) Veteran's exemption	$273,834 (+6.09%)	$393,212 (-12.39%) Land $136,289 Building $256,923
2023	$2,534.00 (-7.32%) Veteran's exemption	$258,116 (+3%)	$448,814 (+16.1%) Land $110,598 Building $338,216
2022	$2,734.00	$250,599	$386,561 Land $102,699 Building $283,862

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 21 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	31 (1980–2016)
Claims Outside the SFHA	3 of 31
Most Recent Claim	Nov 2016 · other causes
Claims by Event	Severe Winter Storm, Flooding, Landslides, And Mudslides, Jan 2012 · 8 claims Flooding, Land, Mud Slides, High Winds,severe Storms, Nov 1996 · 2 claims High Winds, Severe Storms And Flooding, Feb 1996 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAPLETON WATER DISTRICT serves 600 people · EPA ID OR4100507
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	50 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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