9191 W State Rd 45, Bloomington, IN 47403 Property Records

Monroe County property record for 9191 W State Rd 45, Bloomington, IN 47403

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,856 sqft · built 1899
Lot Size	6.58 acres (287,017 sqft)
Owner	Individual Name on File
Last Sale	$345,000 (Jul 2024)
Tax Bill	$1,549 (2025)
Deeds & Mortgages	Jul 2024 Mortgage Feb 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`016-05460-00`

Property Details

APN / Parcel Number

Primary APN	`016-05460-00`
Alternative APN	`53-09-31-100-023.000-015`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,856 sqft Living Area
1st Floor Area	864 sqft
Attic	Attic
Attic Area	1,984 sqft
Basement Area	864 sqft
Unfinished Basement	864 sqft

Exterior

Year Built	Built 1899
Effective Year Built	Effective 1970
Construction Type	Wood
Roof Material	Asphalt
Lot Area	287,017 sqft (6.58 acres)
Terrain	High
Shed	1 Shed
Shed Area	140 sqft
Lean-To	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	016-05460-00
Street Address	9191 W STATE ROAD 45
City	BLOOMINGTON
State	IN
Zip	47403-9176
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGRR
Legal Description	PT SE NE 31-8-2W 6.589A PLAT 7
Jurisdiction	MONROE IN
Township / Civil Division	VAN BUREN
Census Block Group	3
Census Block	3003
Census Tract	1200

Owner

9191 W State Rd 45 is owned and occupied by an individual who bought it in July 2024.

Source: Monroe County records, as of June 22, 2026

Owner of Record	Individual Name on File
Mailing Address	9191 W STATE ROAD 45, BLOOMINGTON, IN 47403-9176
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2024	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Feb 2, 2022	Deed of Trust, Mortgage · Conventional Mortgage WATERMARK CAPITAL INC
Jul 12, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage WATERMARK CAPITAL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2024 · Amount on File
Deed Sale	Jul 30, 2024 · Amount on File
Prior Sale	Jul 12, 2021 · Amount on File
Deed Document Number	202451822
Prior Transfer Date	Apr 3, 2021
Prior Transfer Doc	2021013218
Record Updated	Sep 20, 2026

July 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Jul 30, 2024
Property Address	9191 W STATE ROAD 45, BLOOMINGTON, IN 47403-9176
Document Number	2024007884
Instrument Date	Jul 26, 2024
Instrument	2024007884
Transaction Type	Transfer
Record Updated	Feb 20, 2026

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9191 W STATE ROAD 45, BLOOMINGTON, IN 47403-9176

Mortgage

Document Number	2024007885
Date	Jul 30, 2024
Instrument	2024007885

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2054

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	9191 W STATE ROAD 45, BLOOMINGTON, IN 47403-9176
Transaction Type	Mortgage
Record Updated	Mar 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022001979
Date	Feb 2, 2022
Instrument	2022001979

Lender

Name	WATERMARK CAPITAL INC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2052

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE IN
Recording Date	Jul 12, 2021
Property Address	9191 W STATE ROAD 45, BLOOMINGTON, IN 47403-9176
Document Number	2021013218
Instrument Date	Apr 3, 2021
Instrument	2021013218
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	PRIORITY TITLE & ESCROW

Transaction

Tax	$0.00
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9191 W STATE ROAD 45, BLOOMINGTON, IN 47403-9176

Mortgage

Document Number	2021013219
Date	Jul 12, 2021
Instrument	2021013219

Lender

Name	WATERMARK CAPITAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	238 Months
Due	May 1, 2041

Tax Assessment & Valuation

The 2025 property tax bill for 9191 W State Rd 45 was $1,549, up 4.6% from the year before.

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Monroe County
County Subdivision	Van Buren Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,549.00 (+4.59%)	$205,500 Land $78,000 Building $127,500	$205,500 Land $78,000 Building $127,500
2024	$1,481.00
2023		$162,600 (+3.83%) Land $62,400 Building $100,200	$162,600 (+3.83%) Land $62,400 Building $100,200
2022	$1,172.00	$156,600 Land $62,400 Building $94,200	$156,600 Land $62,400 Building $94,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 9191 W State Rd 45 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1996)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 1996 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9191 W State Rd 45 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VAN BUREN WATER, INC. serves 6,670 people · EPA ID IN5253008
Water Source	Purchased surface water from CITY OF BLOOMINGTON UTILITIES
Last State Inspection	Jan 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Smithville Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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